Abstract: A system and method for optimizing spends of a customer are disclosed. The system includes a processor that is configured to receive financial data associated with a customer, perform an analysis of one or more interest rates associated with the customer, perform an analysis of a risk profile associated with the customer, and analyse a relationship between the customer and respective bank over a threshold time period. The processor is further configured to determine a spend optimization suggestion for the customer based on the one or more interest rates analysis, the risk profile analysis, the relationship analysis, and a current financial situation of the customer. In addition, the processor displays the spend optimization suggestion to the customer on their respective device.

Abstract: Systems and methods for protecting and interacting with data in real time are described by the disclosed subject matter. A method includes monitoring a presentation of data by an application on a display and determining that a portion of the data is restricted. The method includes asking, in real time, the presentation of the portion of the data that is restricted.

Abstract: Systems and methods for protecting and interacting with data in real time are described by the disclosed subject matter. A method includes monitoring a presentation of data by an application on a display and determining that a portion of the data is restricted. The method includes asking, in real time, the presentation of the portion of the data that is restricted.

Abstract: A system for creating an interactive banking experience includes: a facility for housing the interactive banking experience; a first electronic computing device for controlling the interactive banking experience, the interactive banking experience comprising one or more banking workflow scenarios; an environmental control system for creating ambient conditions corresponding to the one or more banking workflow scenarios; and a detection system for detecting gestures and voice commands from a user, the gestures and voice commands being used to activate workflow steps in the one or more banking workflow scenarios.

Abstract: A system for creating an interactive banking experience includes: a facility for housing the interactive banking experience; a first electronic computing device for controlling the interactive banking experience, the interactive banking experience comprising one or more banking workflow scenarios; an environmental control system for creating ambient conditions corresponding to the one or more banking workflow scenarios; and a detection system for detecting gestures and voice commands from a user, the gestures and voice commands being used to activate workflow steps in the one or more banking workflow scenarios.

Abstract: A system for creating an interactive banking experience includes: a facility for housing the interactive banking experience; a first electronic computing device for controlling the interactive banking experience, the interactive banking experience comprising one or more banking workflow scenarios; an environmental control system for creating ambient conditions corresponding to the one or more banking workflow scenarios; and a detection system for detecting gestures and voice commands from a user, the gestures and voice commands being used to activate workflow steps in the one or more banking workflow scenarios.

Abstract: A system for creating an interactive banking experience includes: a facility for housing the interactive banking experience; a first electronic computing device for controlling the interactive banking experience, the interactive banking experience comprising one or more banking workflow scenarios; an environmental control system for creating ambient conditions corresponding to the one or more banking workflow scenarios; and a detection system for detecting gestures and voice commands from a user, the gestures and voice commands being used to activate workflow steps in the one or more banking workflow scenarios.