Abstract: Techniques herein describe a method comprising: receiving, at an service provider computer, a resource provider account identifier maintained by an account entity from a resource provider device, the resource provider account identifier being associated with a resource provider; determining, by the service provider computer, if one or more processing networks are capable of processing transactions with the account entity; determining, by the service provider computer, that at least two processing networks of the one or more processing networks is capable of processing transactions with the account entity; and transmitting, by the service provider computer, a resource provider code to at least one of the at least two processing networks, wherein the resource provider code can be used by the least two processing networks to process transactions with the account entity.

Abstract: A system and method for using derived account identifiers. The derived account identifiers are associated with a single permanent account identifier. Each derived account identifier is associated with a communication channel or portable consumer device.