Abstract: An automotive consumer to business electronic marketplace system is presented, wherein various aspects of vehicle operation, driver status or driver behavior are monitored and reported to an electronic marketplace. Suppliers of insurance products and other suppliers of automobile products or services may offer vehicle owners prices for products or services based on the data reported. The system may further allow the driver to choose monitoring and reporting options based on discounts offered for certain reporting options.

Abstract: A single-piece, integral article having spaced parallel, open end prongs frictionally fitted on the prongs of a conventional presser foot on a sewing machine. The article has a pin which, when the article is applied in place, is spaced horizontally from the needle in the sewing machine, and the sewing thread is wrapped around the pin and held from becoming entangled.