Abstract: The present invention relates to integrated financial network systems and more particularly pertains to a biometrics automatic method of automatically contributing monies by means of actual cash or electronic cash equivalents into an investment, savings, purchasing, payment, charity, loan, mortgage, insurance premium, or loyalty program upon making a purchase using biometrics for identification of the purchaser, identification of contribution preferences, and authentication.

Abstract: A system is provided for automatically contributing monies to a savings program upon making a purchase. Included is an input device for generating an identification signal for identifying an account holder and a monetary signal monetary amount. Also provided is a service provider connected to the input device for receiving the identification signal and the monetary signal for calculating signal representative of a savings program contribution based on the monetary amount. A saving program provider is connected to the service provider for receiving the signal representative of the savings program contribution amount and further contribute the savings program contribution to an investment of the holder of the corresponding card.