Abstract: An apparatus for loading and unloading a personal water craft into the bed of a conventional pick-up truck which only requires a single operator. The device includes a support frame mountable to the bed of a pick-up truck which supports at least one telescopic, pivotal ramp assembly. The ramp assembly including first and second sections which are telescoped together so as to extend and form an elongated ramp. The first ramp section is pivotally secured at its rear to the rear of the support frame by a hinge assembly. The hinge assembly allows the first and second sections to pivot together and also functions to guide the second ramp section as it slides along a channel in the length of the first ramp section.