Patents by Inventor Bor J. Sun
Bor J. Sun has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20220327571Abstract: Systems and methods are disclosed for providing social media referrals based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers (“FSP”) based on their referrals to the FSP. Customer referrals may be determined for the customer by gathering data regarding referrals received from messages distributed by the customer via social media. Based on the referrals, an amount of rewards may be provided for business transactions initiated by the customer.Type: ApplicationFiled: June 28, 2022Publication date: October 13, 2022Applicant: Capital One Services, LLCInventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth
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Patent number: 11403657Abstract: Systems and methods are disclosed for providing social media referrals based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers (“FSP”) based on their referrals to the FSP. Customer referrals may be determined for the customer by gathering data regarding referrals received from messages distributed by the customer via social media. Based on the referrals, an amount of rewards may be provided for business transactions initialed by the customer.Type: GrantFiled: April 3, 2018Date of Patent: August 2, 2022Assignee: Capital One Services, LLCInventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth
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Publication number: 20220005059Abstract: A system for linking coupons to financial accounts using a mobile device that includes a financial institution database that stores an account of an account holder, a communication interface of a financial institution that receives, via a network, coupon data associated with one or more discounts from a mobile device of the account holder, a linking processor that associates the coupon data with the account of the account holder, an authorization network interface that receives transaction data relating to transactions associated with the account of the account holder, a comparison processor of a financial institution that determines compares the coupon data with the transaction data to determine whether a qualifying transaction has occurred, and a discount processor of a financial institution that provides a credit to an account holder when a qualifying transaction has occurred.Type: ApplicationFiled: September 22, 2021Publication date: January 6, 2022Inventors: Ketan Babaria, Bor J. Sun, Janusz M. Niczyporuk
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Patent number: 11157933Abstract: A system for linking coupons to financial accounts using a mobile device that includes a financial institution database that stores an account of an account holder, a communication interface of a financial institution that receives, via a network, coupon data associated with one or more discounts from a mobile device of the account holder, a linking processor that associates the coupon data with the account of the account holder, an authorization network interface that receives transaction data relating to transactions associated with the account of the account holder, a comparison processor of a financial institution that determines compares the coupon data with the transaction data to determine whether a qualifying transaction has occurred, and a discount processor of a financial institution that provides a credit to an account holder when a qualifying transaction has occurred.Type: GrantFiled: August 19, 2014Date of Patent: October 26, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Ketan Babaria, Bor J. Sun, Janusz M. Niczyporuk
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Publication number: 20180225696Abstract: Systems and methods are disclosed for providing social-media influence based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers based on their influence in social media. A level of social-media influence may be determined for the customer by gathering data regarding the customer's social network profiles. Based on the level of social-media influence, an amount of rewards may be provided for business transactions initiated by the customer.Type: ApplicationFiled: April 5, 2018Publication date: August 9, 2018Applicant: Capital One Services, LLCInventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth
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Publication number: 20180225692Abstract: Systems and methods are disclosed for providing social media referrals based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers (“FSP”) based on their referrals to the FSP. Customer referrals may be determined for the customer by gathering data regarding referrals received from messages distributed by the customer via social media. Based on the referrals, an amount of rewards may be provided for business transactions initialed by the customer.Type: ApplicationFiled: April 3, 2018Publication date: August 9, 2018Applicant: Capital One Services, LLCInventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth
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Publication number: 20150051960Abstract: A system for linking coupons to financial accounts using a mobile device that includes a financial institution database that stores an account of an account holder, a communication interface of a financial institution that receives, via a network, coupon data associated with one or more discounts from a mobile device of the account holder, a linking processor that associates the coupon data with the account of the account holder, an authorization network interface that receives transaction data relating to transactions associated with the account of the account holder, a comparison processor of a financial institution that determines compares the coupon data with the transaction data to determine whether a qualifying transaction has occurred, and a discount processor of a financial institution that provides a credit to an account holder when a qualifying transaction has occurred.Type: ApplicationFiled: August 19, 2014Publication date: February 19, 2015Inventors: Ketan BARBARIA, Bor J. SUN, Janusz M. NICZYPORUK
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Publication number: 20140207571Abstract: Systems and processes are disclosed for generating an delivering personalized deals to users. In certain embodiments, disclosed embodiments may configure a financial service account associated with a user. Based on monitored transactions from the financial service account, systems consistent with disclosed embodiments may generate deals that are personalized to the user of the financial service account. Such deals may be delivered to the user or a third-party upon request.Type: ApplicationFiled: December 31, 2013Publication date: July 24, 2014Applicant: Capital One Financial CorporationInventors: Luke Hammock, Janusz Niczyporuk, Bor J. Sun, Joseph O'Brien
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Publication number: 20140164087Abstract: Systems and methods are disclosed for providing social-media influence based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers based on their influence in social media. A level of social-media influence may be determined for the customer by gathering data regarding the customer's social network profiles. Based on the level of social-media influence, an amount of rewards may be provided for business transactions initiated by the customer.Type: ApplicationFiled: December 5, 2013Publication date: June 12, 2014Applicant: CAPITAL ONE FINANCIAL CORPORATIONInventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth
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Publication number: 20140164082Abstract: Systems and methods are disclosed for providing social media referrals based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers (“FSP”) based on their referrals to the FSP. Customer referrals may be determined for the customer by gathering data regarding referrals received from messages distributed by the customer via social media. Based on the referrals, an amount of rewards may be provided for business transactions initiated by the customer.Type: ApplicationFiled: December 5, 2013Publication date: June 12, 2014Applicant: CAPITAL ONE FINANCIAL CORPORATIONInventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth