Patents by Inventor Bor J. Sun

Bor J. Sun has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220327571
    Abstract: Systems and methods are disclosed for providing social media referrals based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers (“FSP”) based on their referrals to the FSP. Customer referrals may be determined for the customer by gathering data regarding referrals received from messages distributed by the customer via social media. Based on the referrals, an amount of rewards may be provided for business transactions initiated by the customer.
    Type: Application
    Filed: June 28, 2022
    Publication date: October 13, 2022
    Applicant: Capital One Services, LLC
    Inventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth
  • Patent number: 11403657
    Abstract: Systems and methods are disclosed for providing social media referrals based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers (“FSP”) based on their referrals to the FSP. Customer referrals may be determined for the customer by gathering data regarding referrals received from messages distributed by the customer via social media. Based on the referrals, an amount of rewards may be provided for business transactions initialed by the customer.
    Type: Grant
    Filed: April 3, 2018
    Date of Patent: August 2, 2022
    Assignee: Capital One Services, LLC
    Inventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth
  • Publication number: 20220005059
    Abstract: A system for linking coupons to financial accounts using a mobile device that includes a financial institution database that stores an account of an account holder, a communication interface of a financial institution that receives, via a network, coupon data associated with one or more discounts from a mobile device of the account holder, a linking processor that associates the coupon data with the account of the account holder, an authorization network interface that receives transaction data relating to transactions associated with the account of the account holder, a comparison processor of a financial institution that determines compares the coupon data with the transaction data to determine whether a qualifying transaction has occurred, and a discount processor of a financial institution that provides a credit to an account holder when a qualifying transaction has occurred.
    Type: Application
    Filed: September 22, 2021
    Publication date: January 6, 2022
    Inventors: Ketan Babaria, Bor J. Sun, Janusz M. Niczyporuk
  • Patent number: 11157933
    Abstract: A system for linking coupons to financial accounts using a mobile device that includes a financial institution database that stores an account of an account holder, a communication interface of a financial institution that receives, via a network, coupon data associated with one or more discounts from a mobile device of the account holder, a linking processor that associates the coupon data with the account of the account holder, an authorization network interface that receives transaction data relating to transactions associated with the account of the account holder, a comparison processor of a financial institution that determines compares the coupon data with the transaction data to determine whether a qualifying transaction has occurred, and a discount processor of a financial institution that provides a credit to an account holder when a qualifying transaction has occurred.
    Type: Grant
    Filed: August 19, 2014
    Date of Patent: October 26, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Ketan Babaria, Bor J. Sun, Janusz M. Niczyporuk
  • Publication number: 20180225696
    Abstract: Systems and methods are disclosed for providing social-media influence based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers based on their influence in social media. A level of social-media influence may be determined for the customer by gathering data regarding the customer's social network profiles. Based on the level of social-media influence, an amount of rewards may be provided for business transactions initiated by the customer.
    Type: Application
    Filed: April 5, 2018
    Publication date: August 9, 2018
    Applicant: Capital One Services, LLC
    Inventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth
  • Publication number: 20180225692
    Abstract: Systems and methods are disclosed for providing social media referrals based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers (“FSP”) based on their referrals to the FSP. Customer referrals may be determined for the customer by gathering data regarding referrals received from messages distributed by the customer via social media. Based on the referrals, an amount of rewards may be provided for business transactions initialed by the customer.
    Type: Application
    Filed: April 3, 2018
    Publication date: August 9, 2018
    Applicant: Capital One Services, LLC
    Inventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth
  • Publication number: 20150051960
    Abstract: A system for linking coupons to financial accounts using a mobile device that includes a financial institution database that stores an account of an account holder, a communication interface of a financial institution that receives, via a network, coupon data associated with one or more discounts from a mobile device of the account holder, a linking processor that associates the coupon data with the account of the account holder, an authorization network interface that receives transaction data relating to transactions associated with the account of the account holder, a comparison processor of a financial institution that determines compares the coupon data with the transaction data to determine whether a qualifying transaction has occurred, and a discount processor of a financial institution that provides a credit to an account holder when a qualifying transaction has occurred.
    Type: Application
    Filed: August 19, 2014
    Publication date: February 19, 2015
    Inventors: Ketan BARBARIA, Bor J. SUN, Janusz M. NICZYPORUK
  • Publication number: 20140207571
    Abstract: Systems and processes are disclosed for generating an delivering personalized deals to users. In certain embodiments, disclosed embodiments may configure a financial service account associated with a user. Based on monitored transactions from the financial service account, systems consistent with disclosed embodiments may generate deals that are personalized to the user of the financial service account. Such deals may be delivered to the user or a third-party upon request.
    Type: Application
    Filed: December 31, 2013
    Publication date: July 24, 2014
    Applicant: Capital One Financial Corporation
    Inventors: Luke Hammock, Janusz Niczyporuk, Bor J. Sun, Joseph O'Brien
  • Publication number: 20140164087
    Abstract: Systems and methods are disclosed for providing social-media influence based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers based on their influence in social media. A level of social-media influence may be determined for the customer by gathering data regarding the customer's social network profiles. Based on the level of social-media influence, an amount of rewards may be provided for business transactions initiated by the customer.
    Type: Application
    Filed: December 5, 2013
    Publication date: June 12, 2014
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth
  • Publication number: 20140164082
    Abstract: Systems and methods are disclosed for providing social media referrals based rewards to a customer. The systems and methods may provide incentives to customers of financial-service providers (“FSP”) based on their referrals to the FSP. Customer referrals may be determined for the customer by gathering data regarding referrals received from messages distributed by the customer via social media. Based on the referrals, an amount of rewards may be provided for business transactions initiated by the customer.
    Type: Application
    Filed: December 5, 2013
    Publication date: June 12, 2014
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Bor J. Sun, Mark Mendez, Jonathan R. Turfboer, Philip Kedy, George H. Williams, Matthew S. Butterworth