Abstract: Methods and systems may be associated with an enhanced Health Saving Account (“HSA”) offered by an employer to a plurality of employees. An advance limit calculation platform may access information in a member data store that contains information associated with the plurality of employees. The member data store may include, for each employee, an employee identifier, a communication address, and employment characteristics that were received from an employer human resources system. The advance limit calculation platform may then calculate, for each employee, an advance limit based on the employment characteristics (e.g., salary information, a date of hire, payroll deduction availability, a number of dependents, etc.). The system may then arrange to transmit, to each employee via the communication address and a distributed communication network, enhanced HSA information including the calculated advance limit. Moreover, embodiments may provide a scoring model and/or purse amount for the enhanced HSA.

Abstract: In accordance with some embodiments, an alternative system for processing a request for a healthcare service is described. In accordance with some embodiments, the system obtains a diagnostic code and identifies one or more healthcare services, healthcare service providers and/or healthcare service facilities based on the diagnostic code and one or more additional data (e.g., a geographic location of a consumer and one or more terms of the consumer's healthcare benefit policy). The system may then output one or more offers to the consumer, at least one of the offers defining a reward to be provided to the consumer for selecting a healthcare service provider defined by the offer.

Abstract: In accordance with some embodiments, an alternative system for facilitating the purchase of prescription drugs by consumers allows for savings that may be realized by having the consumer pay a consumer price for a prescription drug that is based on a pharmacy reimbursement amount. In accordance with some embodiments, a plurality of prescription fulfillment offers are output to a consumer for different pharmacy locations and defining different consumer prices. In accordance with some embodiments, at least one of the offers defines a reward to be provided to the consumer (in exchange for going to a lower cost pharmacy location). Electronic prescription data is dynamically generated upon a consumer accepting one of the offers, the prescription data indicating a price list that was utilized to calculate the consumer price and allowing a claim processor to process the claim based on the consumer price defined by the accepted offer.

Abstract: The invention disclosed provides a system for theft deterrence in a retail establishment having an inventory control system, a set of transceiver enabled storage units, and a set of RFID tags placed on stocked items. A stream of system logs and system alarms is compiled by a centralized computer which executes inventory database updates under normal inventory movement through a typical business cycle. The inventory is tracked from reception, to storage areas, to service areas, to point of sales. The system alerts operations management when abnormal inventory removal is detected. As the inventory moves from storage areas to service areas, the items are associated to a person and tracked until the inventory is properly checked in at its intended destination. The items may be associated to employees via a continuously monitoring video surveillance system, smart card identification system, or RFID tags on each person containing identification and credential information.