Abstract: A gesture profile may be set up for making a purchase. The gesture profile may define a gesture that triggers a purchase transaction. When the gesture is detected, a purchase target may be searched and identified. The purchase target may be purchased automatically using a payment method defined in the gesture profile. When multiple purchase targets are identified, a user selection may be received to select one or more purchase targets. The selected purchase targets may be purchased using the payment method defined in the gesture profile. Accordingly, a user may purchase a product or service by making a simple gesture on a mobile device.

Abstract: According to an embodiment, a potential routine payment made for a routine service may automatically be identified based on payment history of a payment account. The potential routine payment may be suggested to a user of the payment account. With the user's permission, the potential routine payment may be designated as a routine payment. A schedule may be set up for the routine payment and payments may automatically be made from the payment account to a merchant providing the routine service based on the schedule. Further, the user may be reminded to receive the routine service based on the schedule. Follow-up reminders may be sent to the user when the routine payment has been made and the user has not visited the merchant to receive the routine service.

Abstract: A gesture profile may be set up for making a purchase. The gesture profile may define a gesture that triggers a purchase transaction. When the gesture is detected, a purchase target may be searched and identified. The purchase target may be purchased automatically using a payment method defined in the gesture profile. When multiple purchase targets are identified, a user selection may be received to select one or more purchase targets. The selected purchase targets may be purchased using the payment method defined in the gesture profile. Accordingly, a user may purchase a product or service by making a simple gesture on a mobile device.