Abstract: Real-time insurance rates can be generated and presented to a driver—as the rate changes, the change can be shown through an interface. Different factors can be evaluated and based upon a result of the evaluation, the rate can be determined. The determination can be performed locally at a vehicle as well as by an insurance company. A bidding process can be used where different insurance companies supply rates and a user or automated process selects the rate for use—the selected rate is conveyed upon the interface.

Abstract: Embodiments are presented for controlling usage of a communications device, whereby for a given number of messages generated from the device the operator (e.g., a child, person, etc.) has to successfully answer a question before a further batch of messages can be sent. The number of messages that can be sent before a question is to be answered can be configured by a parent. Further, a modifiable data store can be utilized to store questions, from which questions for presentation on the communication device can be sourced. The questions can relate to subject matter the child is studying at school, a standardized test, trivia, provided by a third party.

Abstract: Real-time insurance rates can be generated and presented to a driver—as the rate changes, the change can be shown through an interface. Different factors can be evaluated and based upon a result of the evaluation, the rate can be determined. The determination can be performed locally at a vehicle as well as by an insurance company. A bidding process can be used where different insurance companies supply rates and a user or automated process selects the rate for use—the selected rate is conveyed upon the interface.

Abstract: The various technologies presented herein relate to detection of a lock is being tampered with, cut, removed, etc. An electrical circuit can be incorporated into a lock portion and a securing portion (e.g., a bar, a cable, etc.) of the lock. The electrical circuit can include a conductive element located along the length of the bar, cable, etc., with an electrical charge applied to the conductive element. Upon damage to the conductive element, e.g., during an attempt to cut or remove the lock, a change in the electrical charge from an initial state can be determined, which can further generate an alarm. The alarm can be a light, speaker, etc. An alarm notification can be transmitted from the lock to a remote device, e.g., a mobile phone, a central monitoring system, etc. A trembler switch can be incorporated into the lock to detect movement of the lock.

Abstract: Embodiments are presented for controlling usage of a communications device, whereby for a given number of messages generated from the device the operator (e.g., a child, person, etc.) has to successfully answer a question before a further batch of messages can be sent. The number of messages that can be sent before a question is to be answered can be configured by a parent. Further, a modifiable data store can be utilized to store questions, from which questions for presentation on the communication device can be sourced. The questions can relate to subject matter the child is studying at school, a standardized test, trivia, provided by a third party.

Abstract: Embodiments are presented for controlling usage of a communications device, whereby for a given number of messages generated from the device the operator (e.g., a child, person, etc.) has to successfully answer a question before a further batch of messages can be sent. The number of messages that can be sent before a question is to be answered can be configured by a parent. Further, a modifiable data store can be utilized to store questions, from which questions for presentation on the communication device can be sourced. The questions can relate to subject matter the child is studying at school, a standardized test, trivia, provided by a third party.

Abstract: The various technologies presented herein relate to detection of a lock is being tampered with, cut, removed, etc. An electrical circuit can be incorporated into a lock portion and a securing portion (e.g., a bar, a cable, etc.) of the lock. The electrical circuit can include a conductive element located along the length of the bar, cable, etc., with an electrical charge applied to the conductive element. Upon damage to the conductive element, e.g., during an attempt to cut or remove the lock, a change in the electrical charge from an initial state can be determined, which can further generate an alarm. The alarm can be a light, speaker, etc. An alarm notification can be transmitted from the lock to a remote device, e.g., a mobile phone, a central monitoring system, etc. A trembler switch can be incorporated into the lock to detect movement of the lock.

Abstract: Vertical insurance market specialization is provided where policies can be created based on granular information related to actual usage of an object. The information can be received in real time or near real time, and specific market definitions can be created based on the information. Insurance companies can bid on specific market definitions, and an owner of the object can select coverage. In cases of automobile insurance, route information or other sensed parameters (such as driving behavior) can be provided to define an insurance market for a specific driver. Allowing companies to bid on the specific instances allows for increased competition and lower cost than current blanket solutions.

Abstract: Vertical insurance market specialization is provided where policies can be created based on granular information related to actual usage of an object. The information can be received in real time or near real time, and specific market definitions can be created based on the information. Insurance companies can bid on specific market definitions, and an owner of the object can select coverage. In cases of automobile insurance, route information or other sensed parameters (such as driving behavior) can be provided to define an insurance market for a specific driver. Allowing companies to bid on the specific instances allows for increased competition and lower cost than current blanket solutions.

Abstract: Real-time insurance rates can be generated and presented to a driver—as the rate changes, the change can be shown through an interface. Different factors can be evaluated and based upon a result of the evaluation, the rate can be determined. The determination can be performed locally at a vehicle as well as by an insurance company. A bidding process can be used where different insurance companies supply rates and a user or automated process selects the rate for use—the selected rate is conveyed upon the interface.

Abstract: The various technologies presented herein relate to identifying a mutual interest (“mutual match”) between individuals. An individual can indicate an interest regarding a second individual, however a notification of interest is not forwarded to the second individual unless the second individual has similarly indicated an interest regarding the first individual, i.e., a mutual match exists. Profiles for each of the individuals can be forwarded to a central system. An individual can request to view other individuals profiles based on such criteria as the location of the individual. The profiles of any other individuals in the vicinity of the individual can be compiled and forwarded to the individual for viewing. Viewing of profiles can be performed after the individual has vacated the location. Communication with the central system can be via a mobile computing device(s).

Abstract: The various technologies presented herein relate to detection of a lock is being tampered with, cut, removed, etc. An electrical circuit can be incorporated into a lock portion and a securing portion (e.g., a bar, a cable, etc.) of the lock. The electrical circuit can include a conductive element located along the length of the bar, cable, etc., with an electrical charge applied to the conductive element. Upon damage to the conductive element, e.g., during an attempt to cut or remove the lock, a change in the electrical charge from an initial state can be determined, which can further generate an alarm. The alarm can be a light, speaker, etc. An alarm notification can be transmitted from the lock to a remote device, e.g., a mobile phone, a central monitoring system, etc. A trembler switch can be incorporated into the lock to detect movement of the lock.

Abstract: Dynamic insurance rate adjustments are communicated to a vehicle operator in order to allow the vehicle operator to adjust various parameters before an actual change to an insurance rate is communicated to a service provider or trusted third party. The various parameters can be external parameters and/or internal parameters and further can include historical information, current information, and/or predicted information. Communicating the insurance rate adjustments provides for insurance visibility for both the operator and passengers of the vehicle. The insurance rate adjustment is communicated though a device located within a vehicle to enable perception by a vehicle occupant.

Abstract: Dynamic insurance rate adjustments are communicated to a vehicle operator in order to allow the vehicle operator to adjust various parameters before an actual change to an insurance rate is communicated to a service provider or trusted third party. The various parameters can be external parameters and/or internal parameters and further can include historical information, current information, and/or predicted information. Communicating the insurance rate adjustments provides for insurance visibility for both the operator and passengers of the vehicle. The insurance rate adjustment is communicated though a device located within a vehicle to enable perception by a vehicle occupant.

Abstract: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s).

Abstract: Embodiments are presented for controlling usage of a communications device, whereby for a given number of messages generated from the device the operator (e.g., a child, person, etc.) has to successfully answer a question before a further batch of messages can be sent. The number of messages that can be sent before a question is to be answered can be configured by a parent. Further, a modifiable data store can be utilized to store questions, from which questions for presentation on the communication device can be sourced. The questions can relate to subject matter the child is studying at school, a standardized test, trivia, provided by a third party.

Abstract: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s).

Abstract: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s).

Abstract: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s).

Abstract: A configuration of an endotrachael intubation tube is provided to facilitate placement of the endotrachael intubation tube in a trachea without aid of a laryngoscope. Further, means for shaping the configuration of the endotrachael intubation tube are provided. A beveled location is also provided to facilitate alignment of the distal end of the endotrachael intubation tube during shaping.