Patents by Inventor Bryan J. Osterkamp

Bryan J. Osterkamp has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11954669
    Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.
    Type: Grant
    Filed: August 2, 2022
    Date of Patent: April 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
  • Patent number: 11887116
    Abstract: Authentication systems and methods using orientation sensor-enabled payment cards are disclosed herein where a server receives an authorization request from a web server or an electronic terminal. The server then transmits an instruction to the orientation sensor to determine whether the payment card has an orientation that is consistent with a predetermined orientation. When the payment card has an orientation consistent with the predetermined orientation, the server executes a first authentication protocol. However, if the payment card has an orientation that is not consistent with the predetermined orientation, the server executes a second authentication protocol that is more restrictive than the first authentication protocol.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: January 30, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kelly Q. Baker, David M. Jones, Jr., Robert Andrew Massie, Bryan J. Osterkamp, Ryan Thomas Russell
  • Patent number: 11846512
    Abstract: A system and method for monitoring driving conditions and reacting to the driving conditions is disclosed. The system includes a risk monitoring system that can detect adverse road conditions. The method includes performing rerouting when hazardous road conditions are detected. The vehicle may be routed along a different route that lacks the hazardous road condition. The method also includes providing feedback to the driver when adverse driver behavior, such as a drowsy driver, is detected.
    Type: Grant
    Filed: August 6, 2021
    Date of Patent: December 19, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Will Kerns Maney, Jr., Sean Carl Mitchem, Ruthie D. Lyle, Deborah Janette Schulz, Bryan J. Osterkamp, Timothy Blair Chalmers
  • Patent number: 11842388
    Abstract: The present disclosure relates to a system, method, and mobile computing device apparatus for detecting the physical presence of a bank customer at a bank branch, and delivering an enhanced customer service experience by anticipating the bank customer's needs. Detection of the bank customer through visual data such as facial recognition, or electronic data such as medium range electronic communication networks to the customer's mobile computing device, allow a bank to retrieve relevant customer profile and customer transaction history data and use that data to deliver communications to the customer even before the customer speaks to a bank teller.
    Type: Grant
    Filed: July 13, 2022
    Date of Patent: December 12, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
  • Patent number: 11822681
    Abstract: A data processing system may include a plurality of host servers, each server including a device processor and a non-transitory computer readable medium including instructions stored thereon and executable by the processor, wherein the computer readable medium of each server includes instructions for running one or more virtual machines. In addition, the system may include a system controller including a device processor and a non-transitory computer readable medium including instructions stored thereon and executable by the processor, the computer readable medium of the system controller including instructions for receiving commands to host two or more virtual machines on the plurality of host servers; making a determination as to which of the virtual machines share commonalities with one another; and based on the determination, providing instructions to the plurality of host servers to host virtual machines determined to share one or more commonalities with one another on the same host server.
    Type: Grant
    Filed: December 19, 2019
    Date of Patent: November 21, 2023
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Nathan Lee Post, Ryan Thomas Russell, Bryan J. Osterkamp, William Preston Culbertson, II, Courtney St. Martin, Ashley Raine Philbrick
  • Patent number: 11825638
    Abstract: A climate control system may include an electronic equipment room including one or more interior partitions dividing the chamber into two or more subchambers. The system may further include a cooling system configured to provide the subchambers with different levels of cooling, wherein at least one partition is movable from a first position defining a first subchamber to a second position defining a second subchamber in a different area of the room than the first subchamber. The system may also include a controller including instructions for controlling operation of the movable partition based on cooling requirements of the electronic equipment in the room; a first heating, ventilation, and air conditioning (HVAC) unit and a second HVAC unit, each configured to provide cooling to a different subchamber of the electronic equipment room; and a third HVAC unit configured to provide backup for the first HVAC unit and/or the second HVAC unit.
    Type: Grant
    Filed: November 30, 2020
    Date of Patent: November 21, 2023
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Ryan Thomas Russell, Nathan Lee Post, Bryan J. Osterkamp, William Preston Culbertson, II, Courtney St. Martin, Ashley Raine Philbrick
  • Patent number: 11816240
    Abstract: A self-modifying data container for improved data security and methods of use are disclosed. The self-modifying data container includes a data storage structure for storing financial transaction information. The self-modifying data container also includes a data manager stored as code within the container. The data manager can run on a system hosting the self-modifying data container. The data manager can access transaction information in the data storage structure and modify the data in response to modification triggers. The data manager can delete data in the data storage structure. The data manager can also encrypt data in the data storage structure. The self-modifying data container improves both data security and data privacy.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: November 14, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael J. Maciolek, Timothy Frank Davison, Donnette L. Moncrief Brown, Bryan J. Osterkamp, Kori Rochelle Newman, Brian Francisco Shipley, Eric David Schroeder, Robert Wiseman Simpson, Manfred Amann
  • Patent number: 11800690
    Abstract: A system to create a dehydrating environment from the waste cooling air from a data center including a drying room above the data center. Waste cooling air dries moisture laden product in the drying room and is returned to the data center. Also, a system to distribute waste cooling air from a data center. The system includes a reservoir tank and a local tank for waste cooling air. Both tanks include insulated walls that assist in maintaining a temperature within the reservoir tank. A reservoir tank blower conveys waste cooling air from the data center into the reservoir tank and pressurizes the interior of the reservoir tank. Pressurized waste cooling air from the data center is delivered from the local tank through the blower when a blower valve is opened.
    Type: Grant
    Filed: July 21, 2022
    Date of Patent: October 24, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Ryan Thomas Russell, Nathan Lee Post, William Preston Culbertson, II, Courtney St. Martin, Ashley Raine Philbrick
  • Patent number: 11748156
    Abstract: A system and method for operating fewer servers near maximum capacity as opposed to operating more servers at low capacity is disclosed. Computational tasks are made as small as possible to be completed within the available capacity of the servers. Computational tasks that are similar may be distributed to the same computing node (including a processor) to improve RAM utilization. Additionally, workloads may be scheduled onto multicore processors to maximize the average number of processing cores utilized per clock cycle.
    Type: Grant
    Filed: April 21, 2022
    Date of Patent: September 5, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Bryan J. Osterkamp, William Preston Culbertson, II, Ryan Thomas Russell, Ashley Raine Philbrick
  • Patent number: 11748740
    Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.
    Type: Grant
    Filed: August 2, 2022
    Date of Patent: September 5, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
  • Patent number: 11656617
    Abstract: A system and method for automatically engaging a remote piloting mode in a vehicle is disclosed. The method includes monitoring a driver and switching to the remote piloting mode if an unsafe driving condition is detected. The method can include monitoring biometric data. The method can also include monitoring behavioral data using one or more kinds of vehicle sensors. The system and method ensure vehicles are safely driven even if a driver experiences a health episode that could leave them unable to safely operate the vehicle.
    Type: Grant
    Filed: March 28, 2019
    Date of Patent: May 23, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Gregory Brian Meyer, Will Kerns Maney, Jr., Ruthie D. Lyle, Deborah Schulz, Sean Carl Mitchem, Timothy Blair Chalmers
  • Patent number: 11610204
    Abstract: A touchless method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect channel state information associated with a person as they pass through a sensor zone and identify a biometric signal for the person. The system detects whether there is a match between the biometric signal and any biometric signals previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can be configured to automatically grant the person access to one or more services, features, or locations for which he or she is authorized based on the authentication.
    Type: Grant
    Filed: November 25, 2020
    Date of Patent: March 21, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
  • Patent number: 11531952
    Abstract: Described herein are methods and systems for anonymizing and securing digital transactions. These methods and systems describe a server that monitors web applications executing on a user device. Responsive to the web application displaying an input element requesting personally identifiable information of a user, the server inputs encoded user data corresponding to the input element, whereby a web application server hosting the web application does not receive the personally identifiable information of the user. The server then generate an optical code representing the personally identifiable information. Responsive to receiving a request for the personally identifiable information from a shipping entity computing device that scanned the optical code, the server first verifies the shipping entity computing device and then presents the personally identifiable information for display on the shipping entity computing device.
    Type: Grant
    Filed: July 29, 2020
    Date of Patent: December 20, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Cory A. Matheson, Curtis Mark Bell, Ashley Raine Philbrick, Nathan Lee Post, Noe Albert Martinez, David M. Jones, Jr., Oscar Guerra, Janelle Denice Dziuk, Zachery C. Lake, Yevgeniy Viatcheslavovich Khmelev
  • Patent number: 11533614
    Abstract: Embodiments disclosed herein describe vehicle-based authentication protocols. An illustrative authentication server may receive a request to authenticate a user connected from a mobile device. The authentication server may transmit a request to the mobile device to transmit geolocation data of the mobile device. In response, the mobile device may transmit a stream of its geolocation data. Based upon the received geolocation data stream, the authentication server may determine that the mobile device in a motion and select a vehicle-based authentication protocol to request geolocation data of a trusted vehicle. The authentication server may compare the mobile device geolocation data stream and the vehicle geolocation data stream to determine a similarity score. If the similarity score is above a threshold, the authentications server may authenticate the user. In some cases, the authentication server may authenticate the user if the mobile device is connected to the trusted vehicle.
    Type: Grant
    Filed: July 20, 2020
    Date of Patent: December 20, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ryan Russell, Janelle Dziuk, Gregory Yarbrough, Bryan J. Osterkamp
  • Patent number: 11533318
    Abstract: Various embodiments described herein relate to a call management system that aims to provide a more efficient, secure, and dynamic technique for authenticating a user based on a location of the user. A server of the call management system receives a phone call from a user device. The server transfers the phone call to an analyst device. When the analyst device accepts the phone call, the server starts an electronic communication session between the user device and the analyst device. The server then determines a current location of the user. The server further determines a question for authentication of the user based on the current location. The server transmits the question to the analyst device. The analyst device transmits the question to the user device via the server. In response to an answer received from the user device, the server authenticates the user.
    Type: Grant
    Filed: September 30, 2020
    Date of Patent: December 20, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Ryan Thomas Russell, Jon D. McEachron, Gregory B. Yarbrough, Janelle Denice Dziuk
  • Patent number: 11468506
    Abstract: The present disclosure relates to a system, method, and mobile computing device apparatus for detecting the physical presence of a bank customer at a bank branch, and delivering an enhanced customer service experience by anticipating the bank customer's needs. Detection of the bank customer through visual data such as facial recognition, or electronic data such as medium range electronic communication networks to the customer's mobile computing device, allow a bank to retrieve relevant customer profile and customer transaction history data and use that data to deliver communications to the customer even before the customer speaks to a bank teller.
    Type: Grant
    Filed: March 31, 2021
    Date of Patent: October 11, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
  • Patent number: 11439044
    Abstract: A system to create a dehydrating environment from the waste cooling air from a data center including a drying room above the data center. Waste cooling air dries moisture laden product in the drying room and is returned to the data center. Also, a system to distribute waste cooling air from a data center. The system includes a reservoir tank and a local tank for waste cooling air. Both tanks include insulated walls that assist in maintaining a temperature within the reservoir tank. A reservoir tank blower conveys waste cooling air from the data center into the reservoir tank and pressurizes the interior of the reservoir tank. Pressurized waste cooling air from the data center is delivered from the local tank through the blower when a blower valve is opened.
    Type: Grant
    Filed: October 3, 2019
    Date of Patent: September 6, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Ryan Thomas Russell, Nathan Lee Post, William Preston Culbertson, II, Courtney St. Martin, Ashley Raine Philbrick
  • Patent number: 11416844
    Abstract: Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.
    Type: Grant
    Filed: August 27, 2020
    Date of Patent: August 16, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Kelly Q. Baker, David M. Jones, Jr., Ryan Thomas Russell, Robert Andrew Massie, Jon D. McEachron
  • Patent number: 11366702
    Abstract: A method for dynamically allocating computing resources to virtual computing machines in a shared system. An initial allocation is made for each computing resource. Current demand for each computing resource for each of the virtual computing machines is determined to identify changes in current demand. The system identifies a virtual computing machine for which usage of a first computing resource is approaching a first predetermined threshold allotted to the first virtual computing machine. The system identifies a second virtual computing machine in the system for which usage of the first computing resource is less than a second predetermined threshold of the first computing resource allotted to the second virtual computing machine. The server dynamically allocates at least part of the first computing resource from the second virtual computing machine to the first virtual computing machine to meet current demand for the first computing resource in the first virtual computing machine.
    Type: Grant
    Filed: September 30, 2019
    Date of Patent: June 21, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ashley Raine Philbrick, Ryan Thomas Russell, Nathan Lee Post, Bryan J. Osterkamp, William Preston Culbertson, II
  • Patent number: 11354155
    Abstract: A system and method for operating fewer servers near maximum capacity as opposed to operating more servers at low capacity is disclosed. Computational tasks are made as small as possible to be completed within the available capacity of the servers. Computational tasks that are similar may be distributed to the same computing node (including a processor) to improve RAM utilization. Additionally, workloads may be scheduled onto multicore processors to maximize the average number of processing cores utilized per clock cycle.
    Type: Grant
    Filed: September 16, 2019
    Date of Patent: June 7, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Bryan J. Osterkamp, William Preston Culbertson, II, Ryan Thomas Russell, Ashley Raine Philbrick