Abstract: A wallet system having an elongated panel with a first end and a second end, wherein a fold is in the panel about halfway between the first and second end and extends from the top edge to the bottom edge, the fold divides the panel into a first half panel and a second half panel, wherein the panel can pivot about the fold between an open and closed position, a first and second pouch both on the front surface of the first half panel, and a third and fourth pouch both on the front surface of the second half panel, the first pouch has a thickness greater than that of the fourth pouch, and the third pouch has a thickness greater than that of the second pouch, each pouch having an to provide access to the pouch.