Patents by Inventor Caroline Hayes Godwin

Caroline Hayes Godwin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240013127
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for utilizing machine learning to provide real-time benchmarking of an entity account. As such, the system allows for use of a machine learning engine to collect information from a plurality of sources and predict future account behavior associated with said sources. A single third party entity may lack enough historical data for accurate predictive modeling. By collecting data associated with a plurality of third party entities, the system may more accurately identify data trends and generate predictions of future account behavior. Thus, the system may benefit a number of entities, by providing real-time data analysis that would not be obtainable by any one entity operating alone.
    Type: Application
    Filed: July 5, 2023
    Publication date: January 11, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Caroline Hayes Godwin, Todd Hecker
  • Patent number: 10657478
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for creating a control dashboard for user interactions. The application may be utilized by a user in connection with a third party exchange system, small business, or individually. As such, the invention may extract data from multiple user and competitor locations. The invention coordinates the data and generates components for the dashboard that includes resource flows, outside entity user information, and aggregation integration in a customizable, real-time modified dashboard. Thus providing monitoring and alerts for inventorying, resources, and invoicing. Furthermore, the system may identify underpenetrated customer populations, perform trend analysis to identify potential customers, and the like. Finally, the system integrates an artificial intelligence engine for real-time data digestion and future predictions for resource flows.
    Type: Grant
    Filed: August 30, 2018
    Date of Patent: May 19, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Willard Andrew Barr, Lisa Matarese Braun, Brian William Caldwell, Kevin Patrick Condon, Kelly Elizabeth Firment, Ryan Michael Furey, Caroline Hayes Godwin, Matthew Murphy, Robert Altemus Pascal, George William Taylor, Renee Elaine Weiler
  • Publication number: 20180374011
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for creating a control dashboard for user interactions. The application may be utilized by a user in connection with a third party exchange system, small business, or individually. As such, the invention may extract data from multiple user and competitor locations. The invention coordinates the data and generates components for the dashboard that includes resource flows, outside entity user information, and aggregation integration in a customizable, real-time modified dashboard. Thus providing monitoring and alerts for inventorying, resources, and invoicing. Furthermore, the system may identify underpenetrated customer populations, perform trend analysis to identify potential customers, and the like. Finally, the system integrates an artificial intelligence engine for real-time data digestion and future predictions for resource flows.
    Type: Application
    Filed: August 30, 2018
    Publication date: December 27, 2018
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Willard Andrew Barr, Lisa Matarese Braun, Brian William Caldwell, Kevin Patrick Condon, Kelly Elizabeth Firment, Ryan Michael Furey, Caroline Hayes Godwin, Matthew Murphy, Robert Altemus Pascal, George William Taylor, Renee Elaine Weiler