Patents by Inventor Catherine B. Black

Catherine B. Black has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for global automated address verification
    Patent number: 7542931
    Abstract: The present invention provides systems and methods for global address verification of a transaction, such as a transaction card purchase. In accordance with an exemplary embodiment of the present invention, the system verifies a billing address and/or an alternate address (e.g., shipping address) in a single transaction. The billing address and/or the alternate address are associated with a transaction card purchaser. If the billing and/or alternate addresses are verified, then the transaction card issuer may offer a payment guarantee to the merchant. The merchant may choose to ship the purchased item to either a billing address or an alternate address. If the address is not verified, then the transaction card issuer may choose not to offer a payment guarantee to the merchant, and the merchant may choose not to ship the item to the alternate address.
    Type: Grant
    Filed: June 3, 2002
    Date of Patent: June 2, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Catherine B. Black, Diane Farrell, Chin H. Khor, Vernon Marshall, Sandeep Sacheti, Tracy J. Steiner
  • System and method for global automated address verification
    Publication number: 20030023541
    Abstract: The present invention provides systems and methods for global address verification of a transaction, such as a transaction card purchase. In accordance with an exemplary embodiment of the present invention, the system verifies a billing address and/or an alternate address (e.g., shipping address) in a single transaction. The billing address and/or the alternate address are associated with a transaction card purchaser. If the billing and/or alternate addresses are verified, then the transaction card issuer may offer a payment guarantee to the merchant. The merchant may choose to ship the purchased item to either a billing address or an alternate address. If the address is not verified, then the transaction card issuer may choose not to offer a payment guarantee to the merchant, and the merchant may choose not to ship the item to the alternate address.
    Type: Application
    Filed: June 3, 2002
    Publication date: January 30, 2003
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Catherine B. Black, Diane Farrell, Chin H. Khor, Vernon Marshall, Sandeep Sacheti, Tracy J. Steiner