Abstract: A load carrying rack for vehicles having hinged rear doors or windows that is adapted to be positioned close to the rear of the vehicle during travel but can be manually swung or rotated out of the way of the door or window operation when access to the rear of the vehicle is desired, comprising a cantilever beam securable to the vehicle and extending rearwardly of the vehicle frame, a load carrying bracket proximate the rear accesses of the vehicle and extending rearwardly and longitudinally of the vehicle, a plurality of arms interconnecting the bracket and the cantilever beam and having at least one pivotal interconnection therebetween, whereby the load carrying bracket is rotatable about the pivotal interconnection to a position away from interference with the opening and closing of the rear accesses of the vehicle, including the trunk lids, doors and windows.

Abstract: A personal authentication system provides at least two levels of security for an authentication process, in addition to numerous other security features. The system operates across many different software and hardware platforms, in a client/server fashion, employing a challenge/response process that does not require users to transmit their passwords across a network. An application running on a client computer is coupled with an application running on a server computer. The client generates a response to a challenge, which is provided by the server. The response is a combined function of the server's challenge, a serial number assigned to the client, and a password provided by the user.