Patents by Inventor Charles Jason Burrell
Charles Jason Burrell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9584527Abstract: Embodiments of the invention are directed to systems, methods and computer program products for receiving a request from a user for access to at least one function associated with a first application; determining that access to at least one function requires user authentication; initiating sensing of an authentication validating carrier comprising a first credential; determining the first credential based at least in part on the sensed authentication validating carrier; validating the first credential, thereby resulting in a first successful user authentication; and granting access to at least one function associated with the first application based on the validation of the first successful user authentication.Type: GrantFiled: February 9, 2016Date of Patent: February 28, 2017Assignee: BANK OF AMERICA CORPORATIONInventors: David M. Grigg, Charles Jason Burrell, Peter John Bertanzetti
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Patent number: 9565195Abstract: Embodiments of the invention are directed to systems, methods and computer program products for receiving a request from a user for access to at least one function associated with a first application; determining that access to at least one function requires user authentication; initiating sensing of an authentication validating carrier comprising a first credential; determining the first credential based at least in part on the sensed authentication validating carrier; validating the first credential, thereby resulting in a first successful user authentication; and granting access to at least one function associated with the first application based on the validation of the first successful user authentication.Type: GrantFiled: February 9, 2016Date of Patent: February 7, 2017Assignee: Bank of America CorporationInventors: David M. Grigg, Charles Jason Burrell, Peter John Bertanzetti
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Patent number: 9525685Abstract: The present invention includes a system for authenticating a second action based on a first action, wherein the system is configured to: receive a first request to execute a first action associated with a first application; determine that execution of the first action requires user authentication; request one or more authentication credentials from the user; receive a first authentication credential associated with the first action; validate the first authentication credential, thereby resulting in a successful validation of the received first authentication credential; in response to the successful validation, execute the first action; receive a second request to execute a second action associated with a second application; determine that execution of the second action requires user authentication; use the successful validation of the first authentication credential to validate a second authentication credential so that the second action may be executed.Type: GrantFiled: December 28, 2015Date of Patent: December 20, 2016Assignee: BANK OF AMERICA CORPORATIONInventors: David M. Grigg, Peter John Bertanzetti, Charles Jason Burrell, Carrie Anne Hanson, Joseph Neil Johansen, Michael E. Toth, Elizabeth S. Votaw
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Patent number: 9509685Abstract: The present invention includes a system for authenticating a second action based on a first action, wherein the system is configured to: receive a first request to execute a first action associated with a first application; determine that execution of the first action requires user authentication; request one or more authentication credentials from the user; receive a first authentication credential associated with the first action; validate the first authentication credential, thereby resulting in a successful validation of the received first authentication credential; in response to the successful validation, execute the first action; receive a second request to execute a second action associated with a second application; determine that execution of the second action requires user authentication; use the successful validation of the first authentication credential to validate a second authentication credential so that the second action may be executed.Type: GrantFiled: February 19, 2016Date of Patent: November 29, 2016Assignee: BANK OF AMERICA CORPORATIONInventors: David M. Grigg, Peter John Bertanzetti, Charles Jason Burrell, Carrie Anne Hanson, Joseph Neil Johansen, Michael E. Toth, Elizabeth S. Votaw
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Patent number: 9509702Abstract: Embodiments of the invention are directed to a system, method, and a computer program product self-selected user access based on specific authentication types. The system typically including a memory, a processor, and a module configured to receive from a user, a user-selected preference, wherein the user-selected preference comprises one or more authentication types desired by the user; determine a level of authentication from a plurality of levels of authentication are associated with the one or more authentication types associated with the user-selected preference; initiate the presentation of a user interface that enables the user to select one or more application functions, wherein the one or more application functions are associated with the determined level of authentication; receive from a user, a selection of one or more application functions.Type: GrantFiled: February 17, 2016Date of Patent: November 29, 2016Assignee: BANK OF AMERICA CORPORATIONInventors: David M. Grigg, Joseph Neil Johansen, Carrie Anne Hanson, Charles Jason Burrell, Elizabeth S. Votaw
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Publication number: 20160248781Abstract: Embodiments of the invention are directed to a system, method, and a computer program product self-selected user access based on specific authentication types. The system typically including a memory, a processor, and a module configured to receive from a user, a user-selected preference, wherein the user-selected preference comprises one or more authentication types desired by the user; determine a level of authentication from a plurality of levels of authentication are associated with the one or more authentication types associated with the user-selected preference; initiate the presentation of a user interface that enables the user to select one or more application functions, wherein the one or more application functions are associated with the determined level of authentication; receive from a user, a selection of one or more application functions.Type: ApplicationFiled: February 17, 2016Publication date: August 25, 2016Inventors: David M. Grigg, Joseph Neil Johansen, Carrie Anne Hanson, Charles Jason Burrell, Elizabeth S. Votaw
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Patent number: 9413747Abstract: Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).Type: GrantFiled: February 18, 2016Date of Patent: August 9, 2016Assignee: BANK OF AMERICA CORPORATIONInventors: David M. Grigg, Hood Qaim-Maqami, Alicia C. Jones, Elizabeth S. Votaw, Joseph Neil Johansen, Charles Jason Burrell, Carrie Anne Hanson, Michael Patrick Lynch
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Patent number: 9406055Abstract: Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).Type: GrantFiled: February 18, 2016Date of Patent: August 2, 2016Assignee: BANK OF AMERICA CORPORATIONInventors: David M. Grigg, Hood Qaim-Maqami, Alicia C. Jones, Elizabeth S. Votaw, Joseph Neil Johansen, Charles Jason Burrell, Carrie Anne Hanson, Michael Patrick Lynch
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Patent number: 9391976Abstract: Embodiments of the invention are directed to a system, method, and a computer program product for a user authentication based on self-selected preferences.Type: GrantFiled: December 14, 2015Date of Patent: July 12, 2016Assignee: BANK OF AMERICA CORPORATIONInventors: David M. Grigg, Joseph Neil Johansen, Carrie Anne Hanson, Charles Jason Burrell, Elizabeth S. Votaw
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Patent number: 9390242Abstract: Systems, apparatus, methods, and computer program products are provided for determining a user's authentication requirements/credentials for a specific network access session based on the current location of the user in comparison to predetermined boundaries of location that have altered authentication requirements, in the form of, increased or decreased authentication requirements/credentials that differ from the standard authentication requirements.Type: GrantFiled: February 7, 2014Date of Patent: July 12, 2016Assignee: Bank of America CorporationInventors: David M. Grigg, Peter John Bertanzetti, Charles Jason Burrell, Carrie Anne Hanson, Joseph Neil Johansen, Michael E. Toth
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Patent number: 9391990Abstract: Embodiments of the invention are directed to a system, method, and a computer program product for a user authentication based on self-selected preferences. The system typically including a memory, a processor, and a module configured to receive a request to execute a user action from a user associated with an application, wherein the user action requires one or more authentication credentials; receive one or more authentication credentials from the user based on a user-selected preference; validate the one or more authentication credentials based on the user-selected preference; and execute the user action based on a successful validation of the one or more authentication credentials.Type: GrantFiled: February 18, 2016Date of Patent: July 12, 2016Assignee: BANK OF AMERICA CORPORATIONInventors: David M. Grigg, Joseph Neil Johansen, Carrie Anne Hanson, Charles Jason Burrell, Elizabeth S. Votaw
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Publication number: 20160173497Abstract: Embodiments of the invention are directed to a system, method, and a computer program product for a user authentication based on self-selected preferences.Type: ApplicationFiled: February 18, 2016Publication date: June 16, 2016Inventors: David M. Grigg, Joseph Neil Johansen, Carrie Anne Hanson, Charles Jason Burrell, Elizabeth S. Votaw
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Publication number: 20160173504Abstract: Embodiments of the invention are directed to systems, methods and computer program products for receiving a request from a user for access to at least one function associated with a first application; determining that access to at least one function requires user authentication; initiating sensing of an authentication validating carrier comprising a first credential; determining the first credential based at least in part on the sensed authentication validating carrier; validating the first credential, thereby resulting in a first successful user authentication; and granting access to at least one function associated with the first application based on the validation of the first successful user authentication.Type: ApplicationFiled: February 9, 2016Publication date: June 16, 2016Inventors: David M. Grigg, Charles Jason Burrell, Peter John Bertanzetti
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Publication number: 20160173484Abstract: The present invention includes a system for authenticating a second action based on a first action, wherein the system is configured to: receive a first request to execute a first action associated with a first application; determine that execution of the first action requires user authentication; request one or more authentication credentials from the user; receive a first authentication credential associated with the first action; validate the first authentication credential, thereby resulting in a successful validation of the received first authentication credential; in response to the successful validation, execute the first action; receive a second request to execute a second action associated with a second application; determine that execution of the second action requires user authentication; use the successful validation of the first authentication credential to validate a second authentication credential so that the second action may be executed.Type: ApplicationFiled: February 19, 2016Publication date: June 16, 2016Inventors: David M. Grigg, Peter John Bertanzetti, Charles Jason Burrell, Carrie Anne Hanson, Joseph Neil Johansen, Michael E. Toth, Elizabeth S. Votaw
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Publication number: 20160164858Abstract: Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).Type: ApplicationFiled: February 18, 2016Publication date: June 9, 2016Inventors: David M. Grigg, Hood Qaim-Maqami, Alicia C. Jones, Elizabeth S. Votaw, Joseph Neil Johansen, Charles Jason Burrell, Carrie Anne Hanson, Michael Patrick Lynch
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Publication number: 20160165447Abstract: Embodiments of the invention are directed to a system, method, and a computer program product self-selected user access based on specific authentication types. The system typically including a memory, a processor, and a module configured to receive from a user, a user-selected preference, wherein the user-selected preference comprises one or more authentication types desired by the user; determine a level of authentication from a plurality of levels of authentication are associated with the one or more authentication types associated with the user-selected preference; initiate the presentation of a user interface that enables the user to select one or more application functions, wherein the one or more application functions are associated with the determined level of authentication; receive from a user, a selection of one or more application functions.Type: ApplicationFiled: February 17, 2016Publication date: June 9, 2016Inventors: David M. Grigg, Joseph Neil Johansen, Carrie Anne Hanson, Charles Jason Burrell, Elizabeth S. Votaw
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Publication number: 20160162872Abstract: Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.Type: ApplicationFiled: February 18, 2016Publication date: June 9, 2016Inventors: Elizabeth S. Votaw, Charles Jason Burrell, Carrie Anne Hanson, Alicia C. Jones, Michael Patrick Lynch, Hood Qaim-Maqami
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Publication number: 20160164870Abstract: Embodiments of the invention are directed to systems, methods and computer program products for receiving a request from a user for access to at least one function associated with a first application; determining that access to at least one function requires user authentication; initiating sensing of an authentication validating carrier comprising a first credential; determining the first credential based at least in part on the sensed authentication validating carrier; validating the first credential, thereby resulting in a first successful user authentication; and granting access to at least one function associated with the first application based on the validation of the first successful user authentication.Type: ApplicationFiled: February 9, 2016Publication date: June 9, 2016Inventors: David M. Grigg, Charles Jason Burrell, Peter John Bertanzetti
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Publication number: 20160162854Abstract: Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).Type: ApplicationFiled: February 18, 2016Publication date: June 9, 2016Inventors: David M. Grigg, Hood Qaim-Maqami, Alicia C. Jones, Elizabeth S. Votaw, Joseph Neil Johansen, Charles Jason Burrell, Carrie Anne Hanson, Michael Patrick Lynch
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Publication number: 20160156609Abstract: Systems, apparatus, methods, and computer program products are provided for determining a user's authentication requirements/credentials for a specific network access session based on the current location of the user in comparison to predetermined boundaries of location that have altered authentication requirements, in the form of, increased or decreased authentication requirements/credentials that differ from the standard authentication requirements.Type: ApplicationFiled: February 4, 2016Publication date: June 2, 2016Inventors: David M. Grigg, Peter John Bertanzetti, Charles Jason Burrell, Carrie Anne Hanson, Joseph Neil Johansen, Michael E. Toth