Patents by Inventor Charles Nathan Crank

Charles Nathan Crank has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for estimating authenticity of local network of device initiating remote transaction
    Patent number: 11978053
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing network security. The system may receive customer credentials in association with an attempted transaction initiated by a user device that is connected to a local network. The system may receive network identification data associated with the local network and generate a network confidence score based on the network identification data and a historical local network footprint. The system may determine a security action based on the network confidence score.
    Type: Grant
    Filed: May 6, 2020
    Date of Patent: May 7, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Charles Nathan Crank, Lawrence Altaffer, Erik Jay S. DeLeon
  • Systems and methods for cryptographic authentication of contactless cards
    Patent number: 11974127
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Grant
    Filed: August 18, 2021
    Date of Patent: April 30, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Kaitlin Newman, Kimberly Haynes, Charles Nathan Crank, Andrew Cogswell, Colin Hart, Jeffrey Rule, Lara Mossler, Latika Gulati, Abdelkader Benkreira, Sarah Jane Cunningham, Sophie Bermudez, Michael Mossoba, Wayne Lutz
  • Systems and methods for user authorization and access to services using contactless cards
    Patent number: 11935041
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Grant
    Filed: October 14, 2021
    Date of Patent: March 19, 2024
    Assignee: Capital One Services, LLC
    Inventors: Kaitlin Newman, Colin Hart, Jeffrey Rule, Lara Mossler, Sophie Bermudez, Michael Mossoba, Wayne Lutz, Charles Nathan Crank, Melissa Heng, Kevin Osborn, Kimberly Haynes, Andrew Cogswell, Latika Gulati, Sarah Jane Cunningham, James Ashfield
  • SYSTEMS AND METHODS FOR CONTENT MANAGEMENT USING CONTACTLESS CARDS
    Publication number: 20230171106
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Application
    Filed: December 7, 2022
    Publication date: June 1, 2023
    Inventors: Kaitlin NEWMAN, Kimberly HAYNES, Charles Nathan CRANK, Andrew COGSWELL, Colin HART, Jeffrey RULE, Lara MOSSLER, Latika GULATI, Abdelkader BENKREIRA, Sarah CUNNINGHAM, Sophie BERMUDEZ, Michael MOSSOBA, Wayne LUTZ
  • Systems and methods for content management using contactless cards
    Patent number: 11563583
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Grant
    Filed: February 24, 2022
    Date of Patent: January 24, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Kaitlin Newman, Kimberly Haynes, Charles Nathan Crank, Andrew Cogswell, Colin Hart, Jeffrey Rule, Lara Mossler, Latika Gulati, Abdelkader Benkreira, Sarah Jane Cunningham, Sophie Bermudez, Michael Mossoba, Wayne Lutz
  • Systems and methods for content management using contactless cards
    Patent number: 11444775
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Grant
    Filed: October 21, 2019
    Date of Patent: September 13, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Kaitlin Newman, Kimberly Haynes, Charles Nathan Crank, Andrew Cogswell, Colin Hart, Jeffrey Rule, Lara Mossler, Latika Gulati, Abdelkader Benkreira, Sarah Jane Cunningham, Sophie Bermudez, Michael Mossoba, Wayne Lutz
  • SYSTEMS AND METHODS FOR CONTENT MANAGEMENT USING CONTACTLESS CARDS
    Publication number: 20220182240
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Application
    Filed: February 24, 2022
    Publication date: June 9, 2022
    Inventors: Kaitlin NEWMAN, Kimberly HAYNES, Charles Nathan CRANK, Andrew COGSWELL, Colin HART, Jeffrey RULE, Lara MOSSLER, Latika GULATI, Abdelkader BENKREIRA, Sarah Jane CUNNINGHAM, Sophie BERMUDEZ, Michael MOSSOBA, Wayne LUTZ
  • SYSTEMS AND METHODS FOR USER AUTHORIZATION AND ACCESS TO SERVICES USING CONTACTLESS CARDS
    Publication number: 20220036349
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Application
    Filed: October 14, 2021
    Publication date: February 3, 2022
    Inventors: Kaitlin NEWMAN, Colin HART, Jeffrey RULE, Lara MOSSLER, Sophie BERMUDEZ, Michael MOSSOBA, Wayne LUTZ, Charles Nathan CRANK, Melissa HENG, Kevin OSBORN, Kimberly HAYNES, Andrew COGSWELL, Lutika GULATI, Sarah Jane CUNNINGHAM, James ASHFIELD
  • SYSTEMS AND METHODS FOR PERFORMING TRANSACTIONS WITH CONTACTLESS CARDS
    Publication number: 20220020012
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Application
    Filed: September 28, 2021
    Publication date: January 20, 2022
    Inventors: Kaitlin NEWMAN, Kimberly HAYNES, Charles Nathan CRANK, Andrew COGSWELL, Colin HART, Jeffrey RULE, Lara MOSSLER, Latika GULATI, Abdelkader BENKREIRA, Sarah Jane CUNNINGHAM, Sophie BERMUDEZ, Michael MOSSOBA, Wayne LUTZ
  • SYSTEMS AND METHODS FOR CRYPTOGRAPHIC AUTHENTICATION OF CONTACTLESS CARDS
    Publication number: 20210398115
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Application
    Filed: June 29, 2021
    Publication date: December 23, 2021
    Applicant: Capital One Services, LLC
    Inventors: Kaitlin NEWMAN, Colin HART, Jeffrey RULE, Lara MOSSLER, Sophie BERMUDEZ, Michael MOSSOBA, Wayne LUTZ, Charles Nathan CRANK, Melissa HENG, Kevin OSBORN, Kimberly HAYNES, Andrew COGSWELL, Latika GULATI, Sarah Jane CUNNINGHAM, James ASHFIELD
  • SYSTEMS AND METHODS FOR CRYPTOGRAPHIC AUTHENTICATION OF CONTACTLESS CARDS
    Publication number: 20210385652
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Application
    Filed: August 18, 2021
    Publication date: December 9, 2021
    Inventors: Kaitlin NEWMAN, Kimberly HAYNES, Charles Nathan CRANK, Andrew COGSWELL, Colin HART, Jeffrey RULE, Lara MOSSLER, Latika GULATI, Abdelkader BENKREIRA, Sarah Jane CUNNINGHAM, Sophie BERMUDEZ, Michael MOSSOBA, Wayne LUTZ
  • Systems and methods for authorization and access to services using contactless cards
    Patent number: 11182785
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Grant
    Filed: October 21, 2019
    Date of Patent: November 23, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Kaitlin Newman, Colin Hart, Jeffrey Rule, Lara Mossler, Sophie Bermudez, Michael Mossoba, Wayne Lutz, Charles Nathan Crank, Melissa Heng, Kevin Osborn, Kimberly Haynes, Andrew Cogswell, Latika Gulati, Sarah Jane Cunningham, James Ashfield
  • Systems and methods for performing transactions with contactless cards
    Patent number: 11182784
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Grant
    Filed: October 21, 2019
    Date of Patent: November 23, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Kaitlin Newman, Kimberly Haynes, Charles Nathan Crank, Andrew Cogswell, Colin Hart, Jeffrey Rule, Lara Mossler, Latika Gulati, Abdelkader Benkreira, Sarah Jane Cunningham, Sophie Bermudez, Michael Mossoba, Wayne Lutz
  • Systems and methods for performing transactions with contactless cards
    Patent number: 11129019
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Grant
    Filed: October 21, 2019
    Date of Patent: September 21, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Kaitlin Newman, Kimberly Haynes, Charles Nathan Crank, Andrew Cogswell, Colin Hart, Jeffrey Rule, Lara Mossler, Latika Gulati, Abdelkader Benkreira, Sarah Jane Cunningham, Sophie Bermudez, Michael Mossoba, Wayne Lutz
  • SYSTEMS AND METHODS FOR ESTIMATING AUTHENTICITY OF LOCAL NETWORK OF DEVICE INITIATING REMOTE TRANSACTION
    Publication number: 20200265438
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing network security. The system may receive customer credentials in association with an attempted transaction initiated by a user device that is connected to a local network. The system may receive network identification data associated with the local network and generate a network confidence score based on the network identification data and a historical local network footprint. The system may determine a security action based on the network confidence score.
    Type: Application
    Filed: May 6, 2020
    Publication date: August 20, 2020
    Inventors: Charles Nathan Crank, Lawrence Altaffer, Erik Jay S. DeLeon
  • Display screen or portion thereof with animated card communication interface
    Patent number: D917557
    Type: Grant
    Filed: March 12, 2019
    Date of Patent: April 27, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Lea Cody, Charles Nathan Crank, Ryan Cuppernull, Colin Hart, Daniel Herrington, Lara Mossler, Jeffrey Rule, Kevin Widener
  • Display screen or portion thereof with animated card communication interface
    Patent number: D950602
    Type: Grant
    Filed: March 31, 2021
    Date of Patent: May 3, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Lea Cody, Charles Nathan Crank, Ryan Cuppernull, Colin Hart, Daniel Herrington, Lara Mossler, Jeffrey Rule, Kevin Widener
  • Display screen or portion thereof with graphical user interface
    Patent number: D967143
    Type: Grant
    Filed: June 9, 2021
    Date of Patent: October 18, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Lea Cody, Charles Nathan Crank, Colin Hart, Daniel Herrington, Lara Mossler, Jeffrey Rule, Kevin Widener, Jason Ji
  • Display screen or portion thereof with graphical user interface
    Patent number: D981434
    Type: Grant
    Filed: January 29, 2019
    Date of Patent: March 21, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Colin Hart, Lea Cody, Charles Nathan Crank, Daniel Herrington, Jason Ji, Lara Mossler, Jeffrey Rule, Kevin Widener
  • Display screen or portion thereof with graphical user interface
    Patent number: D1016831
    Type: Grant
    Filed: September 8, 2022
    Date of Patent: March 5, 2024
    Assignee: Capital One Services, LLC
    Inventors: Lea Cody, Charles Nathan Crank, Colin Hart, Daniel Herrington, Lara Mossler, Jeffrey Rule, Kevin Widener, Jason Ji