Abstract: A system for user registration and preference configuration for a data sharing platform is provided. The system comprises a database system containing data relating to a plurality of users and user profile configuration settings relating to the plurality of users and memory storing instructions that, when executed by one or more processors, cause the one or more processors to generate a graphical user interface and provide the graphical user interface over a network to a user device, receive a user profile configuration setting and a designation of at least one experience provider with which to share data of the user, and store, in the database system via associate linking, the user profile configuration setting and the designation of the at least one experience provider with which to share data of the user.

Abstract: A system is provided. The system comprises a processing circuit communicably coupled with various circuits, and the processing circuit having at least one processor coupled to at least one memory storing instructions that, when executed by the at least one processor, cause the processing circuit to receive an input from a user identifying an experience provider for data sharing, configure a permission set for the experience provider, receive a request for access to data of the user from a computing system, authenticate the request for access to data of the user, generate an access token that serves as a proxy to the stored permission set associated with the experience provider, provide the generated access token to the computing system, receive a subsequent request for data of the user from the computing system, and provide data of the user as identified by the access token.

Abstract: Techniques are described that include detecting customer personal information within any appropriate set of data, such as customer communications produced by customer-facing services offered by an organization. Once detected, the customer personal information may be tokenized within the customer communications, making the data appropriate for external systems, such as cloud-hosted applications. The disclosed techniques include a masking service that may be plugged into an on-premises pipeline of any customer-facing service that makes requests to an off-premises, cloud-hosted application. The masking service may apply rule-based detection and/or machine learning-based detection to detect both structured and unstructured customer personal information included in customer communications. The masking service may further tokenize or otherwise obfuscate or replace the detected customer personal information.

Abstract: A system includes a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to: store a cookie associated with a user device of a user; receive a prefetch request based on the cookie for account information in advance of a user request for the account information; identify the user based on the stored cookie; verify the identity of the user based on a received credential regarding the user; perform asynchronous data gathering by receiving data intermittently over one or more network nodes to retrieve the account information based on the prefetch request and the verification of the identity of the user; and provide account information to an active cache of the user device that proactively updates stored account information. The account information is stored in the active cache of the user device for later retrieval.

Abstract: Techniques are described that include detecting customer personal information within any appropriate set of data, such as customer communications produced by customer-facing services offered by an organization. Once detected, the customer personal information may be tokenized within the customer communications, making the data appropriate for external systems, such as cloud-hosted applications. The disclosed techniques include a masking service that may be plugged into an on-premises pipeline of any customer-facing service that makes requests to an off-premises, cloud-hosted application. The masking service may apply rule-based detection and/or machine learning-based detection to detect both structured and unstructured customer personal information included in customer communications. The masking service may further tokenize or otherwise obfuscate or replace the detected customer personal information.

Abstract: A system, method, and computer-readable media for compliance tracking and remediation across a data sharing platform is provided. One method includes enabling a security tool and monitoring, via the security tool using at least one API, a website of an experience provider accessed by one or more user devices. Further the method includes detecting, via the security tool, a noncompliance event based on content accessed by the one or more user devices and served by the experience provider that is noncompliant with at least one data sharing preference and providing, using the at least one API, a pop-up on a graphical user interface (GUI) of a client application. Further the method includes receiving a remediation selection and remediating, via the security tool using the at least one API, the detected noncompliance event according to the remediation selection based on executing an API call.

Abstract: A system including a network interface circuit and a processing circuit. The processing circuit includes one or more processors coupled to non-transitory memory. The processing circuit is configured to receive a request for account information. The account information relates to an account of a user. The processing circuit is further configured to perform asynchronous data gathering to retrieve the account information based on the request. The processing circuit is further configured to provide the account information to an active cache of a user device. The account information is stored in the active cache of the user device for later retrieval.

Abstract: A method for compliance tracking and remediation across a data sharing platform is provided. The method comprises receiving, by a computing system associated with a platform provider, an input of a user to enable a data security tool of the platform provider, enabling, by the computing system, the data security tool, cataloging, by the computing system and via the data security tool, content accessed by the user and associated with an experience provider, detecting, by the computing system, a noncompliance event, the noncompliance event based on content accessed by the user and served by the experience provider that is noncompliant with at least one data sharing preference of the user, and remediating, by the computing system, the detected noncompliance event.

Abstract: A system including an application programming interface (API) configured to provide a plurality of selectable representations of categories associated with an experience provider, receive, from the user device, a user selection of a selectable representation of at least one category from the categories, determine one or more un-selected categories including a difference between the categories displayed by the experience provider and the user selection of the selectable representation of the at least one category, prompt the user device, using a real-time negotiation between the user device and a computing system associated with the experience provider, to view at least one un-selected category displayed by the experience provider and contained in the one or more un-selected categories in exchange for compensation, and receive a selection denoting at least one of an acceptance, a denial, or the counter to view the at least one category.

Abstract: A system includes a first application programming interface (API), a second API, and a third API. The first API is configured to receive an input to configure a data sharing permission for a data sharing service. The second API is configured to gather data of a user and receive, from a plurality of experience providers, an API response containing data of the user, and aggregate the data of the user. The third API is configured to classify the aggregated data according to a classification scheme where the classification scheme comprises rules for multiple levels of granularity such that the data of the user is classified for a plurality of overlapping data categories, generate a user data corpus comprising the classified aggregated data of the user, and provide the user with selectable data categories based on the user data corpus.

Abstract: The system comprises approving a credit application during a single http session, transmitting an encoded secure token to a web-client participating in the http session, receiving from the mobile communications device the secure token, and transmitting the transaction account data to the mobile communications device, in response to the receiving the secure token. The system may further comprise the mobile communications device decoding the secure token.

Abstract: A method is provided. The method comprises receiving an input of a user to configure a data sharing permission for a data sharing service of a platform computing system, gathering data of the user, requesting data of the user according to the data held by each experience provider from a plurality, receiving an API response containing the data of the user, aggregating the data of the user gathered from a plurality of computing systems associated with the platform computing system and the data of the user received from the plurality of experience providers, classifying the aggregated data of the user according to a classification scheme, generating a user data corpus comprising the classified data of the user, storing the user data corpus in a user data repository, and providing the user with selectable data categories responsive to the input to configure the data sharing permission.

Abstract: A system for sharing revenue associated with digital assets is provided. The system comprises an application programming interface (API) configured to determine a set of advertising categories associated with an experience provider, provide, to a user, the set of advertising categories associated with the experience provider, receive, from the user, a user selection of at least one advertising category from the set of advertising categories, determine a divergence between the set of advertising categories displayed by the experience provider and the user selection of the at least one advertising category, prompt the user to view at least one advertising category displayed by the experience provider and contained in the divergence in exchange for monetary compensation, and receive a selection of the user denoting an agreement to view the at least one advertising category displayed by the experience provider and contained in the divergence in exchange for monetary compensation.

Abstract: The system comprises approving a credit application during a single http session, transmitting an encoded secure token to a web-client participating in the http session, receiving from the mobile communications device the secure token, and transmitting the transaction account data to the mobile communications device, in response to the receiving the secure token. The system may further comprise the mobile communications device decoding the secure token.

Abstract: A system for user registration and preference configuration for a data sharing platform is provided. The system comprises a user data repository containing data relating to a plurality of users, a permissions repository containing user profile configuration settings relating to the plurality of users, and a graphical user interface generated by the system and provided over a network. The graphical user interface is configured to receive an input of a user to register for a data sharing service of the system, generate a plurality of selectable interaction points, receive user profile information, user profile configuration settings, and a designation of at least one experience provider with which to share data of the user, and store, via associative linking, the received user profile information, user profile configuration settings, and the designation of the at least one experience provider with which to share data of the user.

Abstract: The system comprises approving a credit application during a single http session, transmitting an encoded secure token to a web-client participating in the http session, receiving from the mobile communications device the secure token, and transmitting the transaction account data to the mobile communications device, in response to the receiving the secure token. The system may further comprise the mobile communications device decoding the secure token.

Abstract: Techniques are disclosed to facilitate an improved data query system for an elastic search cluster. An ingestion framework receives data from several sources, indexes this data, which is then stored as indexed data files across several data nodes in the elastic search cluster. The system also utilizes a query template management system, which matches a query to a particular query template based upon various parameters. The matched query template specifies one or more relevancy factors that are applied to the query to cause the elastic search cluster to perform the search in a specific manner. In this way, the query templates allow for search results to be tailored in a highly customized manner based upon the desired characteristics that are used to match, or trigger, the specific query template. The relevancy factors can also be dynamically updated to improve the search results over time.

Abstract: The system comprises approving a credit application during a single http session, transmitting an encoded secure token to a web-client participating in the http session, receiving from the mobile communications device the secure token, and transmitting the transaction account data to the mobile communications device, in response to the receiving the secure token. The system may further comprise the mobile communications device decoding the secure token.

Abstract: A method and system for downloading an editable web page having corresponding dynamic content. Dynamically rendered web pages are provided with a special script therein. In response to a client request for a dynamically rendered web page, the server sends the editable page with the script embedded therein. When the script is executed at the client, it creates a frame in the browser, and provides a reference to a DLL that is located on the server and the address for the same requested web page. The DLL is executed at the server and, in response, opens the dynamically rendered web page, retrieves dynamic content for the web page from a database, loads the dynamic content into the document, and returns the web page with the dynamic content to the browser as the content for the newly created frame.

Abstract: A system, method and computer program product for interfacing disparate partner systems to a transaction account issuer system is disclosed. A Web server receives a request from a disparate partner system, such as a Web service, a portal and/or a partner microsite and an application server extracts a partner identifier from the request. In turn, a delegate engine delegates actions corresponding to the request to one or more handlers using predetermined rules associated with the partner identifier. A worker manager manages worker code blocks which perform the actions based on a subset of the predetermined rules associated with the partner identifier. The Web server then communicates an outcome to the partner system based on the actions performed by the worker code blocks.