Abstract: A new business method involving the algorithmic use of data from a wide variety of sources to provide the actuarial information needed to accurately assess the exposure liability and risk probabilities associated with the performance of any specific medical (or other) procedure or service. The major factors include, but are not necessarily limited to, 1) the procedure, 2) the physician or individual, 3) the patient (procedure recipient), and 4) regional or geographic considerations. In the case of medical procedures, an algorithmic actuarial determination of a per-procedure, one-time application insurance policy specific to the procedure, physician, patient, and location of region (e.g., state, county, city, etc.), as well as any additional risk factors which my be applicable.

Abstract: The proposed invention is an easy and economical method to make customized playing cards; the preferred embodiment allows the user complete control over the layout of each card to create cards for traditional poker card decks, for other games or brand new games, and to create personalized (playing) cards where the front of the cards contains various pictures as specified by the user, e.g., pictures of one's children, sports team, etc. The back of the card can also display any image desired. The proposed invention also allows the user to share individual “Card Layouts” and entire “Deck Layouts” with any other user, or upload to a commercial printer for special printing needs. For typical customization, special micro-perforated card stock may be used in user's own printer. Also, in the preferred embodiment, an alignment template is included to calibrate and facilitate alignment of each individual printer output to the card stock.

Abstract: A regularly repetitive, almost periodic but non-regularly shaped waveform is amplitude sampled at an interval different from that of the waveform under investigation. For a voltage measurement, the positive samples are averaged for a predetermined count number (one set) and the negative samples are likewise averaged. Zero value samples are ignored. The highest absolute value of the two is taken as a meaningful measurement. Alternatively, one of these values can be selected. For a current measurement, a running average for a predetermined number of sets can also be developed. Finally, frequency can be developed by sensing the transitions and operating a counter on/off at the beginning and ending of a waveform cycle. The count of regular interval counts is then multiplied by the interval time to give the period of the waveform. The reciprocal of the period is a measure of the frequency.