Abstract: A system for generating rate and payment information for a customer receives an inquiry type from a customer relating to a loan or mortgage. The system also receives a value specific to the potential loan or mortgage. In combination with a product and policy database and a pricing/fee database, relevant financial products are determined and provided to the customer. The inquiry type can include buying a property, refinancing a mortgage, improving a property, and/or using funds from a property.

Abstract: Techniques for generating a workflow model are described. In an example, a device presents a window. A selection of an icon presented in the window is received, where the icon corresponds to a node having a node type. Based on rule, the device determines a location where the icon can be added to a workflow. The rule indicates the location based on the node type and a workflow model. The user device presents, in the window, an indicator of the location, receives a placement of the node at the location, and presents, the icon at the location indicating that the node is added to the workflow. The device updates the workflow model to include, based on the placement, a reference to executable code that corresponds to the node, and to include, based on the location, information about an execution sequence of executable codes referenced in the workflow model.

Abstract: Techniques for generating a workflow model are described. In an example, a device presents a window. A selection of an icon presented in the window is received, where the icon corresponds to a node having a node type. Based on rule, the device determines a location where the icon can be added to a workflow. The rule indicates the location based on the node type and a workflow model. The user device presents, in the window, an indicator of the location, receives a placement of the node at the location, and presents, the icon at the location indicating that the node is added to the workflow. The device updates the workflow model to include, based on the placement, a reference to executable code that corresponds to the node, and to include, based on the location, information about an execution sequence of executable codes referenced in the workflow model.

Abstract: Apparatus and methodologies are provided for receiving and analyzing physical, behavioral, emotional, social, demographic and/or environmental information about an individual or a group to generate subscores indicative of the information, and utilizing the subscores to estimate or predict the overall wellness of the individual or group. More specifically, the present application relates to the use of physical, behavioral and environmental information about an individual or a group, at least some of the information being obtained and adapted from wearable devices, to measure, monitor and manage the individual's or group's health.