Abstract: The disposable antibacterial liner is a skin covering that provides a protective barrier between the skin and the personal protective equipment. The disposable antibacterial liner is a sheath that is worn between the skin and the personal protective equipment. The sheath is treated with an antimicrobial finish that both 1) acts as a prophylaxis that protects the skin from infection; and, 2) treats the personal protective equipment 133 with the antimicrobial finish to help keep the personal protective equipment 133 clean. The disposable antibacterial liner comprises a sheath and an antimicrobial finish. Alternate embodiments of the disclosure further comprise a container and perforations within the sheath.

Abstract: Systems, apparatus, methods and articles of manufacture provide for facilitating settlement of insurance claims. According to some embodiments, methods include facilitating settlement with respect to benefits owed by a carrier to a claimant (e.g., based on an injured worker's claim for benefits under a workers' compensation policy) and with respect to a subrogation interest of the carrier in any recovery by the claimant from a third party (e.g., accused of causing the injury).