Patents by Inventor Christopher Keith Restorff

Christopher Keith Restorff has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240013787
    Abstract: An apparatus includes a memory and a processor. The memory stores first and second machine learning algorithms. The processor receives, from a user, voice signals associated with an information request and converts them into text. The processor uses the first machine learning algorithm to determine, based on the text, to automatically generate a reply to the request, rather than transmitting the request to an agent. The processor uses the second machine learning algorithm to generate, based on the set of text, the reply, which it transmits to the user. The processor receives feedback associated with the reply, indicating that the reply does or does not include the requested information. The processor uses the feedback to update either or both machine learning algorithms.
    Type: Application
    Filed: September 18, 2023
    Publication date: January 11, 2024
    Inventors: Ashwini Patil, Ramakrishna R. Yannam, Ion Gerald McCusker, Saahithi Chillara, Ravisha Andar, Emad Noorizadeh, Priyank R. Shah, Yogesh Raghuvanshi, Sushil Golani, Christopher Keith Restorff
  • Patent number: 11798551
    Abstract: An apparatus includes a memory and a processor. The memory stores first and second machine learning algorithms. The processor receives, from a user, voice signals associated with an information request and converts them into text. The processor uses the first machine learning algorithm to determine, based on the text, to automatically generate a reply to the request, rather than transmitting the request to an agent. This determination indicates that the text is associated with a probability that the automatically generated reply includes the requested information that is greater than a threshold. The processor uses the second machine learning algorithm to generate, based on the set of text, the reply, which it transmits to the user. The processor receives feedback associated with the reply, indicating that the reply does or does not include the requested information. The processor uses the feedback to update either or both machine learning algorithms.
    Type: Grant
    Filed: March 25, 2021
    Date of Patent: October 24, 2023
    Assignee: Bank of America Corporation
    Inventors: Ashwini Patil, Ramakrishna R. Yannam, Ion Gerald McCusker, Saahithi Chillara, Ravisha Andar, Emad Noorizadeh, Priyank R. Shah, Yogesh Raghuvanshi, Sushil Golani, Christopher Keith Restorff
  • Publication number: 20220310085
    Abstract: An apparatus includes a memory and a processor. The memory stores first and second machine learning algorithms. The processor receives, from a user, voice signals associated with an information request and converts them into text. The processor uses the first machine learning algorithm to determine, based on the text, to automatically generate a reply to the request, rather than transmitting the request to an agent. This determination indicates that the text is associated with a probability that the automatically generated reply includes the requested information that is greater than a threshold. The processor uses the second machine learning algorithm to generate, based on the set of text, the reply, which it transmits to the user. The processor receives feedback associated with the reply, indicating that the reply does or does not include the requested information. The processor uses the feedback to update either or both machine learning algorithms.
    Type: Application
    Filed: March 25, 2021
    Publication date: September 29, 2022
    Inventors: Ashwini Patil, Ramakrishna R. Yannam, Ion Gerald McCusker, Saahithi Chillara, Ravisha Andar, Emad Noorizadeh, Priyank R. Shah, Yogesh Raghuvanshi, Sushil Golani, Christopher Keith Restorff
  • Patent number: 11457110
    Abstract: An interactive voice response system for interpreting sentiment of a conversation in real time is provided. The system may include a receiver. The receiver may be operable to receive a plurality of sentiment signals and a first portion of a conversation. The first portion of the conversation may include a plurality of interaction pairs. Each interaction pair may include an utterance and a system response. The system may include an utterance sentiment category determination module that may be operable to determine a sentiment category for each utterance. The system may include a sequential module. The sequential module may determine a conversation sentiment category based on the utterance sentiment categories and the order in which the utterance sentiment categories are received. The system may include an output module. The output module may output the conversation sentiment category. The conversation sentiment category may be used to determine a future system response.
    Type: Grant
    Filed: October 19, 2021
    Date of Patent: September 27, 2022
    Assignee: Bank of America Corporation
    Inventors: Christopher Keith Restorff, Joshua Maki, Emad Noorizadeh, Ramakrishna R. Yannam, Jie Zhang Nissel
  • Publication number: 20220103688
    Abstract: An interactive voice response system for interpreting sentiment of a conversation in real time is provided. The system may include a receiver. The receiver may be operable to receive a plurality of sentiment signals and a first portion of a conversation. The first portion of the conversation may include a plurality of interaction pairs. Each interaction pair may include an utterance and a system response. The system may include an utterance sentiment category determination module that may be operable to determine a sentiment category for each utterance. The system may include a sequential module. The sequential module may determine a conversation sentiment category based on the utterance sentiment categories and the order in which the utterance sentiment categories are received. The system may include an output module. The output module may output the conversation sentiment category. The conversation sentiment category may be used to determine a future system response.
    Type: Application
    Filed: October 19, 2021
    Publication date: March 31, 2022
    Inventors: Christopher Keith Restorff, Joshua Maki, Emad Noorizadeh, Ramakrishna R. Yannam, Jie Zhang Nissel
  • Patent number: 11282136
    Abstract: An entity may generate generic notifications for transmittal to a plurality of customers. One of the notifications may not be properly customized for a customer to whom the notification is scheduled for deployment. A system is provided that generates and refines generic notifications using artificial intelligence (“AI”). The system may include an application server running an AI engine for periodically monitoring, at a given point in time, historical customer data relating to less than a predetermined number of customers to ensure reduced, relative to a predetermined baseline, processing usage. The AI engine may determine, during the monitoring, that notifications transmitted by the platform to one of the customers have failed to elicit a positive response from the customer. The determination may prompt the AI engine to put the generic notification on hold for the customer and to perform additional steps to alter the generic notification to a targeted notification.
    Type: Grant
    Filed: July 14, 2020
    Date of Patent: March 22, 2022
    Assignee: Bank of America Corporation
    Inventors: Christopher Keith Restorff, Caitlin Rose Chrisman, Shalini Johar, Murlidhar Reddy Gummakonda, Ashley Lauren Rozek, Gregory Hugh Gunn, Kevin Cole, Pamela Fong, Diane S. Cannato, Prashanth Vallabhaneni
  • Publication number: 20220020083
    Abstract: An entity may generate generic notifications for transmittal to a plurality of customers. One of the notifications may not be properly customized for a customer to whom the notification is scheduled for deployment. A system is provided that generates and refines generic notifications using artificial intelligence (“AI”). The system may include an application server running an AI engine for periodically monitoring, at a given point in time, historical customer data relating to less than a predetermined number of customers to ensure reduced, relative to a predetermined baseline, processing usage. The AI engine may determine, during the monitoring, that notifications transmitted by the platform to one of the customers have failed to elicit a positive response from the customer. The determination may prompt the AI engine to put the generic notification on hold for the customer and to perform additional steps to alter the generic notification to a targeted notification.
    Type: Application
    Filed: July 14, 2020
    Publication date: January 20, 2022
    Inventors: Christopher Keith Restorff, Caitlin Rose Chrisman, Shalini Johar, Murlidhar Reddy Gummakonda, Ashley Lauren Rozek, Gregory Hugh Gunn, Kevin Cole, Pamela Fong, Diane S. Cannato, Prashanth Vallabhaneni
  • Patent number: 11201966
    Abstract: An interactive voice response system for interpreting sentiment of a conversation in real time is provided. The system may include a receiver. The receiver may be operable to receive a plurality of sentiment signals and a first portion of a conversation. The first portion of the conversation may include a plurality of interaction pairs. Each interaction pair may include an utterance and a system response. The system may include an utterance sentiment category determination module that may be operable to determine a sentiment category for each utterance. The system may include a sequential module. The sequential module may determine a conversation sentiment category based on the utterance sentiment categories and the order in which the utterance sentiment categories are received. The system may include an output module. The output module may output the conversation sentiment category. The conversation sentiment category may be used to determine a future system response.
    Type: Grant
    Filed: August 25, 2020
    Date of Patent: December 14, 2021
    Assignee: Bank of America Corporation
    Inventors: Christopher Keith Restorff, Joshua Maki, Emad Noorizadeh, Ramakrishna R. Yannam, Jie Zhang Nissel