Patents by Inventor Cindy Elizabeth Kerber

Cindy Elizabeth Kerber has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20130005253
    Abstract: Embodiments of the present invention relate to methods and apparatuses for initiating pending ATM transactions on a mobile device and for completing those pending ATM transactions at an ATM. In some embodiments, a method is provided that includes: (a) initiating, by a user, a pending ATM transaction on a mobile device, where the initiating the pending ATM transaction occurs before the user arrives at an ATM for completing the pending ATM transaction; (b) storing, on the mobile device, transaction information associated with the pending ATM transaction; (c) transferring the transaction information from the mobile device directly to the ATM, where the transferring the transaction information occurs after the user arrives at the ATM for completing the pending ATM transaction; (d) receiving, at the ATM, the transaction information associated with the pending ATM transaction; and (e) completing, at the ATM, the pending ATM transaction based on the transaction information.
    Type: Application
    Filed: September 11, 2012
    Publication date: January 3, 2013
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: David M. Grigg, Elizabeth S. Votaw, Alicia C. Jones, Patrick Brian Kelly, Cindy Elizabeth Kerber, Marc B. Keller
  • Publication number: 20120197798
    Abstract: In general terms, embodiments of the present invention relate to methods and apparatuses for initiating pending ATM authentications on a mobile device and for completing those pending ATM authentications at an ATM.
    Type: Application
    Filed: January 31, 2011
    Publication date: August 2, 2012
    Applicant: BANK OF AMERICAN CORPORATION
    Inventors: David M. Grigg, Elizabeth S. Votaw, Alicia C. Jones, Patrick Brian Kelly, Cindy Elizabeth Kerber, Marc B. Keller
  • Publication number: 20120197797
    Abstract: In general terms, embodiments of the present invention relate to methods and apparatuses for initiating pending ATM transactions on a mobile device and for completing those pending ATM transactions at an ATM.
    Type: Application
    Filed: January 31, 2011
    Publication date: August 2, 2012
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: David M. Grigg, Elizabeth S. Votaw, Alicia C. Jones, Patrick Brian Kelly, Cindy Elizabeth Kerber, Marc B. Keller