Patents by Inventor Claire Le Gal

Claire Le Gal has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220138716
    Abstract: Provided are a system and method for identifying a transaction as a card on file payment transaction. The method may include receiving an authorization request message for a transaction from a merchant computing device, detecting payment account information and an identifier which are included in the authorization request message, where the identifier identifies the payment account information as being from a payment account on file, and authorizing the transaction based on the detected payment account information and the detected identifier.
    Type: Application
    Filed: January 13, 2022
    Publication date: May 5, 2022
    Inventors: Lisa-Marie Gill, Jonathan Collin, Claire Le Gal
  • Patent number: 11232424
    Abstract: Provided are a system and method for identifying a transaction as a card on file payment transaction. The method may include receiving an authorization request message for a transaction from a merchant computing device, detecting payment account information and an identifier which are included in the authorization request message, where the identifier identifies the payment account information as being from a payment account on file, and authorizing the transaction based on the detected payment account information and the detected identifier.
    Type: Grant
    Filed: November 1, 2019
    Date of Patent: January 25, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Lisa-Marie Gill, Jonathan Collin, Claire Le Gal
  • Patent number: 11127017
    Abstract: A method and system include identifying at least one stored value product is included in a purchase transaction; calculating an amount of stored value on the stored value product; receiving, by a computer from a merchant device, a payment authorization request for the purchase transaction via a payment card product; transmitting information associated with the stored value product to an issuer of the payment card product. Numerous other aspects are provided.
    Type: Grant
    Filed: January 26, 2016
    Date of Patent: September 21, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Gregory S Phillips, Claire Le Gal
  • Publication number: 20200065790
    Abstract: Provided are a system and method for identifying a transaction as a card on file payment transaction. The method may include receiving an authorization request message for a transaction from a merchant computing device, detecting payment account information and an identifier which are included in the authorization request message, where the identifier identifies the payment account information as being from a payment account on file, and authorizing the transaction based on the detected payment account information and the detected identifier.
    Type: Application
    Filed: November 1, 2019
    Publication date: February 27, 2020
    Inventors: Lisa-Marie Gill, Jonathan Collin, Claire Le Gal
  • Patent number: 10504095
    Abstract: Provided are a system and method for identifying a transaction as a card on file payment transaction. The method may include receiving an authorization request message for a transaction from a merchant computing device, detecting payment account information and an identifier which are included in the authorization request message, where the identifier identifies the payment account information as being from a payment account on file, and authorizing the transaction based on the detected payment account information and the detected identifier.
    Type: Grant
    Filed: August 5, 2016
    Date of Patent: December 10, 2019
    Assignee: Mastercard International Incorporated
    Inventors: Lisa-Marie Gill, Jonathan Collin, Claire Le Gal
  • Patent number: 10504085
    Abstract: A method and system include identifying, at a merchant device, a purchase transaction at a self-checkout terminal, wherein the purchase transaction is via a payment card product; generating a self-checkout terminal indicator; receiving, by a computer from the merchant device, a payment authorization request for the purchase transaction, wherein the payment authorization request comprises payment data and the self-checkout terminal indicator; and transmitting information associated with the self-checkout terminal indicator to an issuer. Numerous other aspects are provided.
    Type: Grant
    Filed: April 26, 2016
    Date of Patent: December 10, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Gregory S Phillips, Claire Le Gal
  • Publication number: 20180039966
    Abstract: Provided are a system and method for identifying a transaction as a card on file payment transaction. The method may include receiving an authorization request message for a transaction from a merchant computing device, detecting payment account information and an identifier which are included in the authorization request message, where the identifier identifies the payment account information as being from a payment account on file, and authorizing the transaction based on the detected payment account information and the detected identifier.
    Type: Application
    Filed: August 5, 2016
    Publication date: February 8, 2018
    Inventors: Lisa-Marie Gill, Jonathan Collin, Claire Le Gal
  • Publication number: 20170344996
    Abstract: Systems and methods are provided for recovering and reporting account devices associated with payment accounts, for example, when the devices have been compromised. One exemplary method includes receiving a request to report recovery of a compromised account device, causing an interface to be displayed to a recovering entity of the device, and populating data fields in the interface based on an identifier of the device included in the request. The method also includes receiving a submission comprising responses to the data fields, by the recovering entity, and receiving an image of the device in an unusable form. The method then further includes storing the submission and image to a data structure, as proof that the device has been recovered. The method may then include notifying an issuer, associated with the device, of the recovery, so that the issuer can access the information related thereto and update its records accordingly.
    Type: Application
    Filed: May 31, 2016
    Publication date: November 30, 2017
    Inventors: Claire Le Gal, Gregory S. Phillips
  • Publication number: 20170308880
    Abstract: A method and system include identifying, at a merchant device, a purchase transaction at a self-checkout terminal, wherein the purchase transaction is via a payment card product; generating a self-checkout terminal indicator; receiving, by a computer from the merchant device, a payment authorization request for the purchase transaction, wherein the payment authorization request comprises payment data and the self-checkout terminal indicator; and transmitting information associated with the self-checkout terminal indicator to an issuer. Numerous other aspects are provided.
    Type: Application
    Filed: April 26, 2016
    Publication date: October 26, 2017
    Inventors: Gregory S. Phillips, Claire Le Gal
  • Publication number: 20170243221
    Abstract: According to some embodiments, a payment system authorization platform may receive an electronic payment transaction authorization request for an online purchase using a payment account, wherein the payment transaction authorization request includes delivery information. The payment system authorization platform may then automatically analyze data associated with the payment transaction authorization request, including the delivery information, in accordance with a fraud detection model to generate an authorization result. The payment system authorization platform may then transmit a response to the payment transaction authorization request including the authorization result.
    Type: Application
    Filed: February 18, 2016
    Publication date: August 24, 2017
    Inventors: Lisa-Marie Gill, Claire Le Gal, Gregory S. Phillips
  • Publication number: 20170243220
    Abstract: A computer-implemented method for automatically blocking an ineligible fraud-related chargeback from chargeback processing over a network is provided. The method is implemented using a chargeback blocking (CB) computing device. The method includes determining, by the CB computing device, that a first fraud-related chargeback is a triggering fraud-related chargeback based at least in part on stored triggering rules. The method further includes determining if a second fraud-related chargeback is ineligible by applying the triggering rules. The method also includes blocking the second fraud-related chargeback from being transmitted over the network if the second fraud-related chargeback is determined to be ineligible.
    Type: Application
    Filed: January 29, 2016
    Publication date: August 24, 2017
    Inventors: Gregory S. Phillips, Claire Le Gal
  • Publication number: 20170213216
    Abstract: A method and system include identifying at least one stored value product is included in a purchase transaction; calculating an amount of stored value on the stored value product; receiving, by a computer from a merchant device, a payment authorization request for the purchase transaction via a payment card product; transmitting information associated with the stored value product to an issuer of the payment card product. Numerous other aspects are provided.
    Type: Application
    Filed: January 26, 2016
    Publication date: July 27, 2017
    Inventors: Gregory S. Phillips, Claire Le Gal