Patents by Inventor Clark S. Gilder

Clark S. Gilder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • FINANCIAL PAYMENT SYSTEMS AND METHODS USING PAPERLESS CHECK 21 ITEMS
    Publication number: 20080086421
    Abstract: Exemplary embodiments provide a digitally originated check (DOC) through an electronic payment system (EPS) which captures payor metadata instructions regarding the intended payment to a payee. The metadata may be stored in a database or the like for further processing instead of printing a paper check. An output of the metadata can be used to clear the DOC through either paper or electronic clearing mechanisms under Check 21.
    Type: Application
    Filed: October 10, 2007
    Publication date: April 10, 2008
    Inventors: Clark S. Gilder, Michael G. Lalonde