Patents by Inventor Cliff Gray

Cliff Gray has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and Apparatus for Facilitating a Financial Transaction
    Publication number: 20170200158
    Abstract: A method is provided for providing a front-end for user potential purchases to notify the user if insufficient funds are available or if other budgetary constraints are not met. Information related to their account information can be resident on a device of the user.
    Type: Application
    Filed: November 2, 2016
    Publication date: July 13, 2017
    Inventors: Thomas Honey, Cliff Gray