Patents by Inventor Colleen C. Lubking

Colleen C. Lubking has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHOD AND SYSTEM FOR OFFERING FINANCIAL PRODUCTS BASED ON A CUSTOMER'S DETERMINED LIFE STATUS
    Publication number: 20120209721
    Abstract: A system and method to provide financial products throughout the life of a customer. The present invention determines the life status of a customer. The life status is determined by analyzing the customer information from a variety of sources. This information is filtered or inputted into an algorithmic model to identify appropriate financial products to offer to the customer. In addition, the customer's creditworthiness is used to determine or optimize the financial product offered to the customer.
    Type: Application
    Filed: January 18, 2012
    Publication date: August 16, 2012
    Inventors: Colleen C. Lubking, John N. Henneberger, Frederick Joel Mason, JR., George W. Paslaski, JR., Sharada Muthusubramanian, Brian Donohue
  • Method and system for offering financial products based on a customer's determined life status
    Patent number: 8108275
    Abstract: A system and method to provide financial products throughout the life of a customer. The present invention determines the life status of a customer. The life status is determined by analyzing the customer information from a variety of sources. This information is filtered or inputted into an algorithmic model to identify appropriate financial products to offer to the customer. In addition, the customer's creditworthiness is used to determine or optimize the financial product offered to the customer.
    Type: Grant
    Filed: June 18, 2001
    Date of Patent: January 31, 2012
    Assignee: Capital One Financial Corporation
    Inventors: Colleen C. Lubking, John N. Henneberger, Frederick Joel Mason, Jr., George W. Paslaski, Jr., Sharada Muthusubramanian, Brian Donohue
  • Method and system for offering financial products based on a customer's determined life status
    Publication number: 20030046208
    Abstract: A system and method to provide financial products throughout the life of a customer. The present invention determines the life status of a customer. The life status is determined by analyzing the customer information from a variety of sources. This information is filtered or inputted into an algorithmic model to identify appropriate financial products to offer to the customer. In addition, the customer's creditworthiness is used to determine or optimize the financial product offered to the customer.
    Type: Application
    Filed: June 18, 2001
    Publication date: March 6, 2003
    Applicant: Capital One Financial Corporation
    Inventors: Colleen C. Lubking, John N. Henneberger, Frederick Joel Mason, George W. Paslaski, Sharada Muthusubramanian, Brian Donohue
  • Data card
    Patent number: D511543
    Type: Grant
    Filed: December 24, 2003
    Date of Patent: November 15, 2005
    Assignee: Capital One Financial Corporation
    Inventor: Colleen C. Lubking
  • Data card
    Patent number: D522052
    Type: Grant
    Filed: April 3, 2003
    Date of Patent: May 30, 2006
    Assignee: Capital One Financial Coroporation
    Inventor: Colleen C. Lubking
  • Data card
    Patent number: D490104
    Type: Grant
    Filed: April 3, 2003
    Date of Patent: May 18, 2004
    Assignee: Capital One Financial Corporation
    Inventor: Colleen C. Lubking
  • Data card
    Patent number: D498788
    Type: Grant
    Filed: April 3, 2003
    Date of Patent: November 23, 2004
    Assignee: Capital One FInancial Corporation
    Inventor: Colleen C. Lubking