Abstract: Methods for payment and/or merchant system which facilitates the payment of very small monetary amounts, making the payment more secure for the user. The method for a payment system for at least one online shop relies on an identifier of a user device for recording at least one identification number of the user device, for receiving and confirming direct debit orders, and for storing the direct debit orders. Such method monitors the total of the debit amounts in relation to the identification number and to request a user of the user device to register after a predetermined time interval and/or on exceeding a predetermined value of the total payable, in order to settle at least part of the total payable.

Abstract: A method for accessing an application on a mobile device in the absence of a network connection to a provider of the application, including the steps of presenting an identifier of the application at a user interface of the mobile device when a condition has been satisfied, receiving an input at the user interface requesting access to the application, presenting a license agreement at the user interface specifying a license fee, receiving another input at the user interface indicating user acceptance of the license agreement and fee, executing a pre-settlement action by the mobile device with reference to the license fee, storing information of the license agreement and fee-pre-settlement in the memory of the mobile device, and activating the application for access by the user subject to the license agreement. The condition to be satisfied is determined from a context analysis of actions by or conditions of the mobile device.

Abstract: A payment authentication method without need for prior payment system (PS) registration comprises the steps of a) a user equipment (UE) sending a signal requesting a purchase from an online provider; b) the UE receiving a response signal with PS address; c) the UE sending a first session request signal for a communication session with the PS; d) a policy function determining an address of an authentication server based on the PS; e) a core network managing function determining a persistent ID (PID) of the UE and providing the PID to the authentication server in a second session request signal; f) the authentication server determining the authenticity of the UE using the PID; g) the PS determining, based on the PID, a payment status of the UE for the purchase; and h) enabling at least one user option at the UE for the purchase based on the status of payment.

Abstract: A computer-implemented augmented reality-based method provides a user device access to data content items by processing of an image on the user device to identify a candidate visual area, which is processed to identify visual features. The identified features are compared to visual features of database objects associated with one or more context-based categories and available data content items or network searches based on such categories, which when performed will identify data content items. Instructions are then generated to augment a display of the image on the user device with selectable image features for the identified data content items. In response to a selection of one of the selectable image features, a determination is made regarding whether the user device has permission to access the corresponding data content item. If not, a payment settlement arrangement is implemented for the user device to gain access permission to the data content item.

Abstract: A method for an internet-accessible content provider computer server that, in response to receiving request information from a referred user device for access to specific digital content subject to a fee, the server: (a) selects a particular payment system based on referrer information included in request information transmitted, (b) transmits to the selected payment system information indicative of the requested specific digital content and a request for approval of the user device for the corresponding fee for the digital content, (c) facilitating communication between the selected payment system and the user device, (d) based on receiving from the selected payment system an approval signal, transmitting the requested specific digital content to the user device.

Abstract: A computer-implemented method is provided comprising: a) receiving, at a payment server, one or more purchase requests originating from a user device, wherein each of the purchase requests have an associated price; b) storing, at a payment server, the associated price, a payment account debt value, and user data related to the purchase request in relation with a payment account associated with the user device and/or a user of the user device; c) determine, by the payment server, a user profile, based on the user data; d) selectingone or more information consumer servers for settling at least partially the debt value using the user profile; e) receiving one or more offers for settlement from the one or more information consumer server; f) forwarding at least one of the offers for settlement to the user device; g) receiving, from the user device, a request for settlement, the request indicating at least one of the offers; h) deducting a compensation value from the payment account debt value, the compensation va

Abstract: A method for providing content payment authentication with improved reliability without a need for prior payment system registration, which is achieved by a) sending, by a user equipment, a signal requesting the online content from a content provider; b) receiving, by the user equipment, a response signal with an address of a payment system; c) sending, by the user equipment, first session request signal requesting a communication session; d) determining, by a policy function, an address of an authentication server based on the address of the payment system; e) determining, by a core network managing function, a persistent ID of the user equipment and providing the persistent ID to the authentication server in a second session request signal; f) determining, by the authentication server, the authenticity of the user equipment using the persistent ID; g) determining, by the payment system, based on the persistent ID, a payment status of the user equipment for the online content; and h) enabling at least one us

Abstract: A computer-implemented augmented reality-based method provides a user device access to data content by processing of camera image captured by the user device to identify a candidate visual area, which are then processed to identify visual features indicative of available data content. The identified features are compared to visual features of database objects indicative of available data content, and a determination made regarding the object that corresponds to the identified features. Instructions are then generated to augment a display of the camera image with selectable image features. In response to a selection of one of the selectable image features, a determination is made regarding whether the user device has permission to access the data content associated with the selected image feature. If not, a payment settlement arrangement is implemented for the user device to gain access permission to the data content.

Abstract: Methods for rapid micro-payment transactions with deferred payments employ a network-connected AR device (“HMD”) having sensors for detecting a user's gaze/physical commands.

Abstract: A computer-implemented method for generating customer credit for participation in a marketing activity at a merchant location, including the steps of: a) receiving device identification information for a mobile electronic device (UE) of a customer at a merchant server, indicating that the customer is present at or near the merchant location, b) transmitting information to UE inviting participation by the customer in a merchant location-based marketing activity, c) determining a customer completion of the marketing activity at the merchant location, d) issuing a request by the merchant server that a balance in an earnings account of the customer be updated to include a customer credit amount provided by the merchant for completion of the marketing activity, and e) determining whether the updated balance exceeds a predetermined threshold amount.

Abstract: Initiating a rapid convenient purchase transaction for services based on the capture of image of coded signage for such transaction includes the steps taken by a computing device of a) capturing by an image sensor an image of service code signage depicting a code associated with an offered fee-based service, b) processing the captured image of the service code signage to identify an address of a first network-accessible computer server associated with the offered fee-based service and at least one parameter associated with the offered fee-based service, c) transmitting to the first computer server address information of the at least one parameter associated with the offered fee-based service, and a network-accessible address associated with the mobile device, d) receiving from the first computer server, information associated with the offered fee-based service including at least a fee for the fee-based service, e) displaying on the mobile device, the received information and at least two payment options inclu

Abstract: A computer-implemented method for initiating an on-line purchase transaction with transaction payments to multiple parties, including the steps of: a) receiving information from an internet-accessible mobile device indicative of a item identifier and pot location information indicative of a purchase location; b) processing the item identifier information to identify at least one good or service, c) processing the location information to determine a physical location of an associated merchant, d) initiating an electronic search to find offers from on-line merchants for the one good or service, e) processing the on-line merchant offers, f) transmitting information at least one of the found offers, g) receiving an acceptance of one of the offers, h) transmitting a signal to an on-line merchant providing the accepted offer, and i) transmitting a signal to the associated merchant indicating an amount payable to the first merchant upon payment to the on-line merchant for the offer.

Abstract: A method for an internet-accessible content provider computer server that, in response to receiving request information from a referred user device for access to specific digital content subject to a fee, the server: (a) selects a particular payment system based on referrer information included in request information transmitted, (b) transmits to the selected payment system information indicative of the requested specific digital content and a request for approval of the user device for the corresponding fee for the digital content, (c) facilitating communication between the selected payment system and the user device, (d) based on receiving from the selected payment system an approval signal, transmitting the requested specific digital content to the user device.

Abstract: A method, including the steps of: a) receiving, over a mobile communication network, a user device identifier based on information maintained by a database of the mobile communication network, and first purchase price information from an internet-accessible merchant, b) determining whether a data token is maintained in a memory of the user device, c) generating and transmitting the data token to the user device for storage when the token is not maintained, d) determining, based on the user device identifier, a credit worthiness indicator for the user device, e) transmitting an authorization signal for the requested purchase without concurrently requiring payment when the creditworthiness indicator satisfies predetermined conditions, f) monitoring a total outstanding purchase balance, and g) transmitting a request signal for the user device for settlement of at least a part of the total outstanding purchase balance if this exceeds a predetermined threshold amount.

Abstract: A method for an internet-accessible content provider computer server that, in response to receiving request information from a referred user device for access to specific digital content subject to a fee, the server: (a) selects a particular payment system based on referrer information included in request information transmitted, (b) transmits to the selected payment system information indicative of the requested specific digital content and a request for approval of the user device for the corresponding fee for the digital content, (c) facilitating communication between the selected payment system and the user device, (d) based on receiving from the selected payment system an approval signal, transmitting the requested specific digital content to the user device.

Abstract: Methods for payment and/or merchant system which facilitates the payment of very small monetary amounts, making the payment more secure for the user. The method for a payment system for at least one online shop relies on an identifier of a user device for recording at least one identification number of the user device, for receiving and confirming direct debit orders, and for storing the direct debit orders. Such method monitors the total of the debit amounts in relation to the identification number and to request a user of the user device to register after a predetermined time interval and/or on exceeding a predetermined value of the total payable, in order to settle at least part of the total payable.

Abstract: Methods for payment and/or merchant system which facilitates the payment of very small monetary amounts, making the payment more secure for the user. The method for a payment system for at least one online shop relies on an identifier of a user device for recording at least one identification number of the user device, for receiving and confirming direct debit orders, and for storing the direct debit orders. Such method monitors the total of the debit amounts in relation to the identification number and to request a user of the user device to register after a predetermined time interval and/or on exceeding a predetermined value of the total payable, in order to settle at least part of the total payable.

Abstract: An internet-accessible computer server has a processor, a receiver, a transmitter and a memory. The receiver is coupled to the processor and receives: a) login information from a user over the internet, b) information to access digital content stored by the user on an internet-accessible remote storage server and c) at least one price attribute to be associated with offering access to the digital content to third parties in, for example, a social media network. The processor creates a webpage for presenting the digital content and causes the transimitter to transmit a unique identifier of the webpage to the user for posting on, for example, the social media platform. The receiver receives a third-party request for the content via the identifier, causing the transmitter transmits a link to the third-party for accessing an online payment transaction system to pay for the content.

Abstract: A method for providing user access to data content includes: a) processing a camera image generated by a user device to identify at least one candidate visual area, b) processing the area to identify visual features indicative of available data content, c) comparing the identified features to visual features of an object maintained by a database and indicative of available data content, d) determining that the object corresponds to the identified visual features, e) generating instructions to augment a display of the camera image with selectable image features, f) determining whether the user device has permission to access data content in response to a selection of one of the selectable image features, g) implementing a payment settlement arrangement for the user device to gain access permission to the data content, and h) authorizing access to the content for the user device.

Abstract: A method, including the steps of: a) receiving, over a mobile communication network, a user device identifier based on information maintained by a database of the mobile communication network, and first purchase price information from an internet-accessible merchant, b) determining whether a data token is maintained in a memory of the user device, c) generating and transmitting the data token to the user device for storage when the token is not maintained, d) determining, based on the user device identifier, a credit worthiness indicator for the user device, e) transmitting an authorization signal for the requested purchase without concurrently requiring payment when the creditworthiness indicator satisfies predetermined conditions, f) monitoring a total outstanding purchase balance, and g) transmitting a request signal for the user device for settlement of at least a part of the total outstanding purchase balance if this exceeds a predetermined threshold amount.