Patents by Inventor Dan Cheung Tat Chan
Dan Cheung Tat Chan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20120290357Abstract: A method and system are used to identify industry segments with highest potential for new customers or new spending for current customers. This includes receiving data, segregated into each of a plurality of industries, relating to a number of small businesses, cost of goods sold for each of the small businesses, and percentage of cost of goods sold that is spent on raw materials and inventory for each of the small businesses. Capturing data, segregated into each of the plurality of industries, relating to average amount charged per current card member, percentage of the current card members charging the raw materials and the inventory, percentage of card member penetration, and total estimated charging for the current card members. Determining which of the plurality of industries or segments are available for a highest potential for new card members.Type: ApplicationFiled: June 22, 2012Publication date: November 15, 2012Applicant: American Express Travel Related Services Company, Inc.Inventors: Eliot R. Hamlisch, Dan Cheung Tat Chan
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Publication number: 20120203593Abstract: A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set representing an average amount charged to a transaction account by the card members in each respective one of the industries based on the first data set. Comparing the average amount charged from the first generating step to an actual amount charged by each individual one of the card members in a respective one of the industries. Communicating a result of the comparison to the card members. Receiving data from the card members based on their receiving of the comparison result. Storing the data in the database or a lead management device, such that the data is updated.Type: ApplicationFiled: April 17, 2012Publication date: August 9, 2012Applicant: American Express Travel Related Services Company, Inc.Inventors: Allison M. Romano, Dan Cheung Tat Chan
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Patent number: 8229783Abstract: A method and system are used to identify industry segments with highest potential for new customers or new spending for current customers. This includes receiving data, segregated into each of a plurality of industries, relating to a number of small businesses, cost of goods sold for each of the small businesses, and percentage of cost of goods sold that is spent on raw materials and inventory for each of the small businesses. Capturing data, segregated into each of the plurality of industries, relating to average amount charged per current card member, percentage of the current card members charging the raw materials and the inventory, percentage of card member penetration, and total estimated charging for the current card members. Determining which of the plurality of industries or segments of the plurality of the industries are available for a highest potential for new card members or that are available for a greatest amount of incremental increased charging by the current card members.Type: GrantFiled: April 22, 2011Date of Patent: July 24, 2012Assignee: American Express Travel Related Services Company, Inc.Inventors: Eliot R. Hamlisch, Dan Cheung Tat Chan
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Patent number: 8177130Abstract: A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set representing an average amount charged to a transaction account by the card members in each respective one of the industries based on the first data set. Comparing the average amount charged from the first generating step to an actual amount charged by each individual one of the card members in a respective one of the industries. Communicating a result of the comparison to the card members. Receiving data from the card members based on their receiving of the comparison result. Storing the data in the database or a lead management device, such that the data is updated.Type: GrantFiled: March 2, 2011Date of Patent: May 15, 2012Assignee: American Express Travel Related Services Company, Inc.Inventors: Allison M. Romano, Dan Cheung Tat Chan
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Publication number: 20110202386Abstract: A method and system are used to identify industry segments with highest potential for new customers or new spending for current customers. This includes receiving data, segregated into each of a plurality of industries, relating to a number of small businesses, cost of goods sold for each of the small businesses, and percentage of cost of goods sold that is spent on raw materials and inventory for each of the small businesses. Capturing data, segregated into each of the plurality of industries, relating to average amount charged per current card member, percentage of the current card members charging the raw materials and the inventory, percentage of card member penetration, and total estimated charging for the current card members. Determining which of the plurality of industries or segments of the plurality of the industries are available for a highest potential for new card members or that are available for a greatest amount of incremental increased charging by the current card members.Type: ApplicationFiled: April 22, 2011Publication date: August 18, 2011Applicant: American Express Travel Related Services Company, Inc.Inventors: Eliot R. Hamlisch, Dan Cheung Tat Chan
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Publication number: 20110153340Abstract: A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set representing an average amount charged to a transaction account by the card members in each respective one of the industries based on the first data set. Comparing the average amount charged from the first generating step to an actual amount charged by each individual one of the card members in a respective one of the industries. Communicating a result of the comparison to the card members. Receiving data from the card members based on their receiving of the comparison result. Storing the data in the database or a lead management device, such that the data is updated.Type: ApplicationFiled: March 2, 2011Publication date: June 23, 2011Applicant: American Express Travel Related Services Company, Inc.Inventors: Allison M. Romano, Dan Cheung Tat Chan
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Patent number: 7953627Abstract: A method and system are used to identify industry segments with highest potential for new customers or new spending for current customers. This includes receiving data, segregated into each of a plurality of industries, relating to a number of small businesses, cost of goods sold for each of the small businesses, and percentage of cost of goods sold that is spent on raw materials and inventory for each of the small businesses. Capturing data, segregated into each of the plurality of industries, relating to average amount charged per current card member, percentage of the current card members charging the raw materials and the inventory, percentage of card member penetration, and total estimated charging for the current card members. Determining which of the plurality of industries or segments of the plurality of the industries are available for a highest potential for new card members or that are available for a greatest amount of incremental increased charging by the current card members.Type: GrantFiled: December 12, 2006Date of Patent: May 31, 2011Assignee: American Express Travel Related Services Company, Inc.Inventors: Eliot R. Hamlisch, Dan Cheung Tat Chan
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Patent number: 7913901Abstract: A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set representing an average amount charged to a transaction account by the card members in each respective one of the industries based on the first data set. Comparing the average amount charged from the first generating step to an actual amount charged by each individual one of the card members in a respective one of the industries. Communicating a result of the comparison to the card members. Receiving data from the card members based on their receiving of the comparison result. Storing the data in the database or a lead management device, such that the data is updated.Type: GrantFiled: December 7, 2006Date of Patent: March 29, 2011Assignee: American Express Travel Related Services Company, Inc.Inventors: Allison M. Romano, Dan Cheung Tat Chan
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Publication number: 20080140507Abstract: A method and system are used to identify industry segments with highest potential for new customers or new spending for current customers. This includes receiving data, segregated into each of a plurality of industries, relating to a number of small businesses, cost of goods sold for each of the small businesses, and percentage of cost of goods sold that is spent on raw materials and inventory for each of the small businesses. Capturing data, segregated into each of the plurality of industries, relating to average amount charged per current card member, percentage of the current card members charging the raw materials and the inventory, percentage of card member penetration, and total estimated charging for the current card members. Determining which of the plurality of industries or segments of the plurality of the industries are available for a highest potential for new card members or that are available for a greatest amount of incremental increased charging by the current card members.Type: ApplicationFiled: December 12, 2006Publication date: June 12, 2008Applicant: American Express Travel Related Services Company, Inc.Inventors: Eliot R. Hamlisch, Dan Cheung Tat Chan
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Publication number: 20080140505Abstract: A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set representing an average amount charged to a transaction account by the card members in each respective one of the industries based on the first data set. Comparing the average amount charged from the first generating step to an actual amount charged by each individual one of the card members in a respective one of the industries. Communicating a result of the comparison to the card members. Receiving data from the card members based on their receiving of the comparison result. Storing the data in the database or a lead management device, such that the data is updated.Type: ApplicationFiled: December 7, 2006Publication date: June 12, 2008Applicant: American Express Travel Related Services Company, Inc.Inventors: Allison M. Romano, Dan Cheung Tat Chan