Abstract: A towel and towel holder combination for outdoor use in sports provides the user with a dry towel in spite of falling rain and water impinging against the holder includes a substantially upright towel holder that is closed at the top and open at the bottom and provides a protected space within for containing a towel to which there is access through the open end, the towel being attached to the holder and contained in the protected space, the holder being made of flexible water repelling material and the towel being water absorbent material on the inside of the holder so that when it is turned inside-out, the towel is exposed for use.