Abstract: A plurality of spaced-apart hook and loop fasteners are secured to the inside edge of a fabric to permit folding and installing the wrap on a seat belt. The fasteners are pivot points to permit an effective compression or “scrunching” of the wrap when not in use. The fasteners permit the wrap to move in an accordion-like fashion to expand for use or compress when not in use. Elongated foam stopper are provided along the top and bottom edges to fit around the seat belt causing light pinch points to keep the wrap in place when in use, and to permit the wrap location to be easily adjusted for user comfort. When the seat belt wrap is no longer in use and retracted, the stopper prevents the seat belt wrap from getting caught in the vehicles seat belt retracting system.