Abstract: Systems and methods of the present disclosure include at least one building component detection sensor device configured to be deployed within (or proximate to) a building comprised of a plurality of building components. The at least one building component detection sensor device is configured to detect data relating to at least one building component of the plurality of building components. In addition, a building component property determination system includes a processor configured to execute instructions stored in memory to determine one or more properties of the at least one building component based at least in part on the data detected by the at least one building component detection sensor device.

Abstract: A face protector for reducing the transmission of pathogens (including but not limited to viruses such as COVID-19) between individuals, along with methods of making and using the same, are generally provided herein. More specifically embodiments of face protectors that are configured to be supported by the bill of a hat, visor, or other headgear are disclosed, wherein the face protector provides a physical barrier separating the wearer's face from the environment. Embodiments include side panels to provide additional protection and/or wings to provide additional support. Fasteners may be used with embodiments to secure the face protector to the brim or headgear. Radiation (such as ultraviolet light) may be used to sanitize air as it moves past the edge of the face protector. An embodiment includes a projection configured to cover the bill of the headgear.

Abstract: A face protector for reducing the transmission of pathogens (including but not limited to viruses such as COVID-19) between individuals, along with methods of making and using the same, are generally provided herein. More specifically embodiments of face protectors that are configured to be supported by the bill of a hat, visor, or other headgear are disclosed, wherein the face protector provides a physical barrier separating the wearer's face from the environment. Embodiments include side panels to provide additional protection and/or wings to provide additional support. Fasteners may be used with embodiments to secure the face protector to the brim or headgear. Radiation (such as ultraviolet light) may be used to sanitize air as it moves past the edge of the face protector. An embodiment includes a projection configured to cover the bill of the headgear.

Abstract: A face protector for reducing the transmission of pathogens (including but not limited to viruses such as COVID-19) between individuals, along with methods of making and using the same, are generally provided herein. More specifically embodiments of face protectors that are configured to be supported by the bill of a hat, visor, or other headgear are disclosed, wherein the face protector provides a physical barrier separating the wearer's face from the environment. Embodiments include side panels to provide additional protection and/or wings to provide additional support. Fasteners may be used with embodiments to secure the face protector to the brim or headgear. Radiation (such as ultraviolet light) may be used to sanitize air as it moves past the edge of the face protector. An embodiment includes a projection configured to cover the bill of the headgear.

Abstract: A method and apparatus for automatically managing investment portfolios to substantially track a selected index and to automatically harvest tax losses is disclosed. Preferably, the system comprises an accounting system for maintaining tax lot information for individual accounts, an optimization system for rebalancing each account to substantially model the index and for harvesting tax losses, and a trading system for executing trades. Each investor owns the securities in his account, and therefore, harvested losses can be used to offset capital gains. The period between successive optimization procedures is selected to avoid application of the internal revenue service wash sale rules.

Abstract: A method and apparatus for automatically managing investment portfolios to substantially track a selected index and to automatically harvest tax losses is disclosed. Preferably, the system comprises an accounting system for maintaining tax lot information for individual accounts, an optimization system for rebalancing each account to substantially model the index and for harvesting tax losses, and a trading system for executing trades. Each investor owns the securities in his account, and therefore, harvested losses can be used to offset capital gains. The period between successive optimization procedures is selected to avoid application of the internal revenue service wash sale rules.