Abstract: Systems and methods for effecting secure transactions are described. A processing device, when executing computer-executable instructions: receives from a requesting entity computing system a transaction request for a payload. The transaction request is transmitted to delivery entity computing system associated with a delivery entity identifier and geographic location. An encryption key, random number and a unique request identifier are generated and transmitted to requesting and delivery entity computing systems. In response to receiving a delivery transaction confirmation from the delivery entity computing system, the processing device verifies the secure transaction. After receiving a requestor transaction confirmation from the requesting entity computing system (indicating a verified transfer of the payload), a payload reimbursement is transferred to a delivery transaction account from a requestor transaction account.

Abstract: Systems and methods for effecting secure transactions are described. A processing device, when executing computer-executable instructions: receives from a requesting entity computing system a transaction request for a payload. The transaction request is transmitted to delivery entity computing system associated with a delivery entity identifier and geographic location. An encryption key, random number and a unique request identifier are generated and transmitted to requesting and delivery entity computing systems. In response to receiving a delivery transaction confirmation from the delivery entity computing system, the processing device verifies the secure transaction. After receiving a requestor transaction confirmation from the requesting entity computing system (indicating a verified transfer of the payload), a payload reimbursement is transferred to a delivery transaction account from a requestor transaction account.

Abstract: A system to help patients manage their healthcare using a comprehensive package of healthcare reminders administered by remote computing and wireless communications devices. Healthy lifestyle, preventive care, chronic condition maintenance care, medication compliance and custom reminders are set according to a schedule and delivered via email, SMS text message, IVR phone message, live voice phone or other communications methods. Participants respond to reminders with their actual progress toward achieving the goal or with data concerning their condition which is recorded and reported. Tools allow users to schedule healthcare provider appointments and receive related reminders and follow-ups, refill prescriptions and generate a variety of reports to track their own progress and condition and which can be shared with a physician. Participating physicians have direct access to patient records to monitor progress and compliance in real time and to communicate with and manage their patients.