Patents by Inventor David Joseph Ross

David Joseph Ross has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM AND METHOD FOR PURCHASING USING BIOMETRIC AUTHENTICATION
    Publication number: 20210166242
    Abstract: A system and method for registration and processing point of sale purchases, billing and transaction requests using biometric authentication is provided. The system is configured such that upon registration of a user token on a mobile device, an associated financial account server is prevented from processing any transaction requests against the associated account without confirmation and receipt of a user token from a server. The system interacts with the mobile device to verify a biometric identifier before transmission of the user token from a server that interacts with a second server of the financial institution associated with the account before processing a transaction request. The system also includes methods to configure multiple point of sale systems at retail locations to communicate and process payment requests through the system.
    Type: Application
    Filed: February 15, 2021
    Publication date: June 3, 2021
    Inventor: David Joseph Ross
  • System and method for purchasing using biometric authentication
    Patent number: 10922690
    Abstract: A system and method for registration and processing point of sale purchases, billing and transaction requests using biometric authentication is provided. The system is configured such that upon registration of a user token on a mobile device, an associated financial account server is prevented from processing any transaction requests against the associated account without confirmation and receipt of a user token from a server. The system interacts with the mobile device to verify a biometric identifier before transmission of the user token from a server that interacts with a second server of the financial institution associated with the account before processing a transaction request. The system also includes methods to configure multiple point of sale systems at retail locations to communicate and process payment requests through the system.
    Type: Grant
    Filed: August 28, 2017
    Date of Patent: February 16, 2021
    Inventor: David Joseph Ross
  • SYSTEM AND METHOD FOR PURCHASING USING BIOMETRIC AUTHENTICATION
    Publication number: 20190066114
    Abstract: A system and method for registration and processing point of sale purchases, billing and transaction requests using biometric authentication is provided. The system is configured such that upon registration of a user token on a mobile device, an associated financial account server is prevented from processing any transaction requests against the associated account without confirmation and receipt of a user token from a server. The system interacts with the mobile device to verify a biometric identifier before transmission of the user token from a server that interacts with a second server of the financial institution associated with the account before processing a transaction request. The system also includes methods to configure multiple point of sale systems at retail locations to communicate and process payment requests through the system.
    Type: Application
    Filed: August 28, 2017
    Publication date: February 28, 2019
    Inventor: David Joseph Ross