Abstract: A Q-Chip MEMS magnetic device comprises a thin-film electronic circuit for implantation in the Track-2 area of a magnetic stripe on the back of a credit card. The Q-Chip MEMS magnetic device periodically self-generates new sub-sets of magnetic data that are to be read in combination with other magnetic data that is permanently recorded in the surrounding surface of the magnetic stripe. A collocated battery and microcontroller provide operating power and new data for magnetic bit updates. A swipe sensor triggers such updates by sensing electrical contact with a legacy card reader. Several thin-film coils of wire are wound end-to-end around a common, flat, ferrous core. These are driven by the microcontroller. In one instance, such core comprises “hard” magnetic material with a coercivity of 200-300 Oersteds. Magnetic data written from the corresponding adjacent coils will persist for later readings by a legacy card reader.

Abstract: A Q-Chip MEMS magnetic device comprises a thin-film electronic circuit for implantation in the Track-2 area of a magnetic stripe on the back of a credit card. The Q-Chip MEMS magnetic device periodically self-generates new sub-sets of magnetic data that are to be read in combination with other magnetic data that is permanently recorded in the surrounding surface of the magnetic stripe. A collocated battery and microcontroller provide operating power and new data for magnetic bit updates. A swipe sensor triggers such updates by sensing electrical contact with a legacy card reader. Several thin-film coils of wire are wound end-to-end around a common, flat, ferrous core. These are driven by the microcontroller. In one instance, such core comprises “hard” magnetic material with a coercivity of 200-300 Oersteds. Magnetic data written from the corresponding adjacent coils will persist for later readings by a legacy card reader.