Abstract: Various embodiments can include a system for the prevention of fraud. The system can comprise one or more processors and one or more non-transitory memory storage devices storing computing instructions. The computing instructions can be configured to run on the one or more processors and can perform: receiving an indication from a software application on a mobile device of a user that the mobile device has broken a first geofence; calculating a risk score for a first user account of the user; and prompting the user for additional information via the mobile device when the risk score is below a predetermined value. Other embodiments are disclosed herein.

Abstract: Various embodiments include a system that can comprise one or more processing modules and/or one or more non-transitory memory storage modules storing computing instructions on the one or more processing modules.

Abstract: Various embodiments include a system that can comprise one or more processing modules and/or one or more non-transitory memory storage modules storing computing instructions on the one or more processing modules.

Abstract: Various embodiments include a system that can comprise one or more processing modules and/or one or more non-transitory memory storage modules storing computing instructions on the one or more processing modules.

Abstract: A non-rectangular or asymmetrically shaped credit card or phone card with an associated case or holder. The card has a configuration that complements the configuration of the case so that the card is easily removed from the holder for access, yet is maintained inside the case in a covered position and is protected from abuse. The case is designed to be light-weight and easily carried and to serve as a device to carry the card in a safe and convenient manner outside of a wallet or purse. Alternatively, the card may be in an I-shape or square shape configuration.

Abstract: A plurality of trenched capacitors are grouped in phases. A control circuit switches each phase between charging and discharging states devised to supply one or more loads with controlled power.

Abstract: A plurality of thin-film capacitors are grouped in phases. A control circuit switches each phase between charging and discharging states devised to supply one or more loads with controlled power.

Abstract: A non-rectangular or asymmetrically shaped credit card or phone card with an associated case or holder. The card has a configuration that complements the configuration of the case so that the card is easily removed from the holder for access, yet is maintained inside the case in a covered position and is protected from abuse. The case is designed to be light-weight and easily carried and to serve as a device to carry the card in a safe and convenient manner outside of a wallet or purse. Alternatively, the card may be in an I-shape or square shape configuration.

Abstract: A plurality of trenched capacitors are grouped in phases. A control circuit switches each phase between charging and discharging states devised to supply one or more loads with controlled power.

Abstract: A plurality of thin-film capacitors are grouped in phases. A control circuit switches each phase between charging and discharging states devised to supply one or more loads with controlled power.

Abstract: An inverted tier award system for financial alternatives to currency is presented, wherein a consumer using the financial alternative to currency is rewarded based on the purchases made by the consumer within a given time frame. Award rates can vary based on the total value of purchases made within a given time frame, with higher award rates assigned to lower value ranges to motivate those consumers to increase their purchases made using the financial alternative to currency. Additionally, higher award rates at lower value ranges can increase consumer loyalty and provide consumers access to their awards more quickly and more often. The award rates or award access can be modified to achieve greater profitability or to further other goals of the implementing organization.