Abstract: Examples described herein relate to apparatus and methods for managing rewards for a customer of a financial institution, including but not limited to, determining a transaction pattern associated with transactions made by the customer, determining a deviation from the transaction pattern, determining an event associated with the customer based on the deviation, and determining rewards that correspond to the event for the customer.

Abstract: A temperature sensor device for sensing a temperature of a surface of an object includes a temperature sensor element being or comprising a thermistor and a housing having a measuring cavity in which the temperature sensor element is disposed. The housing has a measuring surface contacting the surface of the object, an outer shell, an inner shell, and an outer cavity formed between the outer shell and the inner shell. The outer shell, the inner shell, and the outer cavity thermally insulate the measuring cavity and the measuring surface from an environment of the object.