Patents by Inventor David W. Jones, Jr.

David W. Jones, Jr. has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and apparatus for evaluating a potentially insurable risk
    Patent number: 4975840
    Abstract: A method and apparatus for evaluating the insurability of a potentially insurable risk has data bases for storing information, and the ability to correlate selected elements of information in respective data bases. Certain elements are assigned weights on the basis of predetermined relationships existing between elements of information in one data base and corresponding elements of information in another. Information is displayed from a data base for use by an underwriter in assigning a weight to a selected element, or an expert module corresponding to the selected element is identified and used for assigning the weight. A risk classification is determined for the potentially insurable risk from the weights assigned. The system can identify additional elements of information required for evaluating the potentially insurable risk, and can request entry of such information for subsequent storage.
    Type: Grant
    Filed: June 17, 1988
    Date of Patent: December 4, 1990
    Assignee: Lincoln National Risk Management, Inc.
    Inventors: Arthur W. DeTore, Russell D. Suever, David W. Jones, Jr.