Abstract: A clip-on heat shield for use on a hair gathering accessory, such as a comb, is configured to be attached to the body of the hair gather accessory at a back edge of the hair gathering accessory. A void at an engagement edge of the clip-on heat shield is configured to frictionally engage the back edge of the hair gathering accessory to retain the clip-on heat shield on the hair gathering accessory.

Abstract: An ear shield includes a lateral portion and a medial portion that are configured to respectively go over the lateral and medial sides of the auricle of a wearer's ear. The lateral and medial portions are joined together by a joining portion that acts as a cantilevered spring member, allowing the distal ends of the lateral and medial portions to move with respect to each other, but which biases the lateral and medial portions to a neutral position suitable for retaining the ear shield on a person's ear. There are articulating tabs further formed at the joining portion which extend to the rear, opposite the lateral and medial portions, that allow a user to move the lateral and medial portions relative to each other.

Abstract: An ear shield includes a lateral portion and a medial portion that are configured to respectively go over the lateral and medial sides of the auricle of a wearer's ear. The lateral and medial portions are joined together by a joining portion that acts as a cantilevered spring member, allowing the distal ends of the lateral and medial portions to move with respect to each other, but which biases the lateral and medial portions to a neutral position suitable for retaining the ear shield on a person's ear. There are articulating tabs further formed at the joining portion which extend to the rear, opposite the lateral and medial portions, that allow a user to move the lateral and medial portions relative to each other.

Abstract: A heat shield device includes a heat shield having a planar body, with a first portion forming a first or upper blade, and a second portion forming a second or lower blade. The heat shield can be a stand-alone device configured to fit over a comb, with the handle of the comb extending away from the heat shield. The heat shield device can also include a handle structure that has a handle that is integrally formed with a support structure on which the planar body of a heat shield is mounted.

Abstract: A clip-on heat shield for use on a hair gathering accessory, such as a comb, is configured to be attached to the body of the hair gather accessory at a back edge of the hair gathering accessory.

Abstract: A hair gathering accessory can be formed as a comb or a brush device, and has a handle formed with a body. On one side of the body are a plurality of tines (e.g. comb teeth, brush bristles, etc.). On the other side of the body is a heat shield that is attached to the body and which extends away from the body some distance. The tines are used to gather a portion of hair while the hair gathering accessory is being held by a person, and the heat shield protects the person whose hair has been gathered from the heat of a hair iron that is applied to the gathered portion of hair.

Abstract: Mortgage fraud detection systems and methods are provided. A fraud detection system can generally comprise a database operator, a database manager, one or more users, and a database. Database components can be implemented as hardware, software, or a combination of both. A fraud detection method can generally comprise providing a database for maintaining a plurality of records. Data records can be continually received by a database in batchwise or single submission protocols. Records can be compared to determine whether they contain common data in one or more predetermined fields. If records contain common data in one or more predetermined fields, records can be examined for inconsistencies in one or more other data fields. Discovered inconsistencies and magnitudes of inconsistencies can be warning signs of fraud. Results of comparisons can be reported to system users to enable such users to investigate additional circumstances. Other embodiments and features are also claimed and described in the application.

Abstract: Mortgage fraud detection systems and methods are provided. A fraud detection system can generally comprise a database operator, a database manager, one or more users, and a database. Database components can be implemented as hardware, software, or a combination of both. A fraud detection method can generally comprise providing a database for maintaining a plurality of records. Data records can be continually received by a database in batchwise or single submission protocols. Records can be compared to determine whether they contain common data in one or more predetermined fields. If records contain common data in one or more predetermined fields, records can be examined for inconsistencies in one or more other data fields. Discovered inconsistencies and magnitudes of inconsistencies can be warning signs of fraud. Results of comparisons can be reported to system users to enable such users to investigate additional circumstances. Other embodiments and features are also claimed and described in the application.

Abstract: Mortgage fraud detection systems and methods are provided. A fraud detection system can generally comprise a database operator, a database manager, one or more users, and a database. Database components can be implemented as hardware, software, or a combination of both. A fraud detection method can generally comprise providing a database for maintaining a plurality of records. Data records can be continually received by a database in batchwise or single submission protocols. Records can be compared to determine whether they contain common data in one or more predetermined fields. If records contain common data in one or more predetermined fields, records can be examined for inconsistencies in one or more other data fields. Discovered inconsistencies and magnitudes of inconsistencies can be warning signs of fraud. Results of comparisons can be reported to system users to enable such users to investigate additional circumstances. Other embodiments and features are also claimed and described in the application.