Patents by Inventor Dennis S. BRENNAN

Dennis S. BRENNAN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11972405
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Grant
    Filed: April 27, 2023
    Date of Patent: April 30, 2024
    Assignee: Capital One Services, LLC
    Inventor: Dennis S. Brennan
  • Publication number: 20230259906
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Application
    Filed: April 27, 2023
    Publication date: August 17, 2023
    Applicant: Capital One Services, LLC
    Inventor: Dennis S. BRENNAN
  • Patent number: 11687896
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Grant
    Filed: May 4, 2022
    Date of Patent: June 27, 2023
    Assignee: Capital One Services, LLC
    Inventor: Dennis S. Brennan
  • Patent number: 11687895
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive transaction information related to a point of sale deposit from a client device, and generate a pending deposit transaction based on the transaction information. The one or more processors may be further configured to execute the software instructions to receive a first transaction token from the client device, receive a second transaction token from a third-party device, match the first transaction token to the second transaction token, and complete the pending deposit transaction based on the match.
    Type: Grant
    Filed: April 27, 2021
    Date of Patent: June 27, 2023
    Assignee: Capital One Services, LLC
    Inventors: Dennis S. Brennan, Steven Potter, Jonathan Witter
  • Publication number: 20220261775
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Application
    Filed: May 4, 2022
    Publication date: August 18, 2022
    Applicant: Capital One Services, LLC
    Inventor: Dennis S. BRENNAN
  • Patent number: 11361293
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Grant
    Filed: November 19, 2020
    Date of Patent: June 14, 2022
    Assignee: Capital One Services, LLC
    Inventor: Dennis S. Brennan
  • Publication number: 20210350345
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive transaction information related to a point of sale deposit from a client device, and generate a pending deposit transaction based on the transaction information. The one or more processors may be further configured to execute the software instructions to receive a first transaction token from the client device, receive a second transaction token from a third-party device, match the first transaction token to the second transaction token, and complete the pending deposit transaction based on the match.
    Type: Application
    Filed: April 27, 2021
    Publication date: November 11, 2021
    Applicant: Capital One Services, LLC
    Inventors: Dennis S. BRENNAN, Steven POTTER, Jonathan WITTER
  • Patent number: 11017365
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive transaction information related to a point of sale deposit from a client device, and generate a pending deposit transaction based on the transaction information. The one or more processors may be further configured to execute the software instructions to receive a first transaction token from the client device, receive a second transaction token from a third-party device, match the first transaction token to the second transaction token, and complete the pending deposit transaction based on the match.
    Type: Grant
    Filed: March 18, 2019
    Date of Patent: May 25, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Dennis S. Brennan, Steven Potter, Jonathan Witter
  • Patent number: 10977633
    Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.
    Type: Grant
    Filed: January 23, 2020
    Date of Patent: April 13, 2021
    Assignee: Capital One Services, LLC
    Inventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
  • Publication number: 20210073758
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Application
    Filed: November 19, 2020
    Publication date: March 11, 2021
    Applicant: Capital One Services, LLC
    Inventor: Dennis S. BRENNAN
  • Patent number: 10867289
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Grant
    Filed: June 7, 2018
    Date of Patent: December 15, 2020
    Assignee: Capital One Services, LLC
    Inventor: Dennis S. Brennan
  • Publication number: 20200160302
    Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.
    Type: Application
    Filed: January 23, 2020
    Publication date: May 21, 2020
    Applicant: Capital One Services, LLC
    Inventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
  • Patent number: 10579976
    Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.
    Type: Grant
    Filed: June 6, 2017
    Date of Patent: March 3, 2020
    Assignee: Capital One Services, LLC
    Inventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
  • Patent number: 10579975
    Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.
    Type: Grant
    Filed: June 6, 2017
    Date of Patent: March 3, 2020
    Assignee: Capital One Services, LLC
    Inventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
  • Patent number: 10482436
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Grant
    Filed: November 16, 2018
    Date of Patent: November 19, 2019
    Assignee: Capital One Services, LLC
    Inventor: Dennis S. Brennan
  • Publication number: 20190213565
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive transaction information related to a point of sale deposit from a client device, and generate a pending deposit transaction based on the transaction information. The one or more processors may be further configured to execute the software instructions to receive a first transaction token from the client device, receive a second transaction token from a third-party device, match the first transaction token to the second transaction token, and complete the pending deposit transaction based on the match.
    Type: Application
    Filed: March 18, 2019
    Publication date: July 11, 2019
    Applicant: Capital One Services, LLC
    Inventors: Dennis S. BRENNAN, Steven POTTER, Jonathan WITTER
  • Patent number: 10282715
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive transaction information related to a point of sale deposit from a client device, and generate a pending deposit transaction based on the transaction information. The one or more processors may be further configured to execute the software instructions to receive a first transaction token from the client device, receive a second transaction token from a third-party device, match the first transaction token to the second transaction token, and complete the pending deposit transaction based on the match.
    Type: Grant
    Filed: February 21, 2018
    Date of Patent: May 7, 2019
    Assignee: Capital One Services, LLC
    Inventors: Dennis S. Brennan, Steven Potter, Jonathan Witter
  • Publication number: 20190087796
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Application
    Filed: November 16, 2018
    Publication date: March 21, 2019
    Applicant: Capital One Services, LLC
    Inventor: Dennis S. BRENNAN
  • Patent number: 10169745
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Grant
    Filed: June 1, 2018
    Date of Patent: January 1, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Dennis S. Brennan
  • Publication number: 20180285841
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Application
    Filed: June 7, 2018
    Publication date: October 4, 2018
    Inventor: Dennis S. BRENNAN