Patents by Inventor Derek Alan Vroom

Derek Alan Vroom has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10552883
    Abstract: Systems and methods for administering merchant funded third-party administered rewards programs are provided. The system receives information about a transaction made using a payment device and determines whether the payment device is enrolled in the rewards program. If the payment device is enrolled in the rewards program, the system determines if the transaction qualifies for a reward. If the transaction qualifies for the reward, the system determines a rewards value for the transaction. Thereafter, the system determines a prepaid payment token associated with the payment device and instructs an issuer of the prepaid payment token to load the rewards value onto the prepaid payment token.
    Type: Grant
    Filed: March 15, 2018
    Date of Patent: February 4, 2020
    Assignee: Visa International Service Association
    Inventors: Jeanette Marie Yoder, Derek Alan Vroom, Mary Taylor
  • Publication number: 20180204254
    Abstract: Systems and methods for administering merchant funded third-party administered rewards programs are provided. The system receives information about a transaction made using a payment device and determines whether the payment device is enrolled in the rewards program. If the payment device is enrolled in the rewards program, the system determines if the transaction qualifies for a reward. If the transaction qualifies for the reward, the system determines a rewards value for the transaction. Thereafter, the system determines a prepaid payment token associated with the payment device and instructs an issuer of the prepaid payment token to load the rewards value onto the prepaid payment token.
    Type: Application
    Filed: March 15, 2018
    Publication date: July 19, 2018
    Inventors: Jeanette Marie Yoder, Derek Alan Vroom, Mary Taylor
  • Patent number: 9953352
    Abstract: Systems and methods for administering merchant funded third-party administered rewards programs are provided. The system receives information about a transaction made using a payment device and determines whether the payment device is enrolled in the rewards program. If the payment device is enrolled in the rewards program, the system determines if the transaction qualifies for a reward. If the transaction qualifies for the reward, the system determines a rewards value for the transaction. Thereafter, the system determines a prepaid payment token associated with the payment device and instructs an issuer of the prepaid payment token to load the rewards value onto the prepaid payment token.
    Type: Grant
    Filed: September 9, 2010
    Date of Patent: April 24, 2018
    Assignee: Visa International Service Association
    Inventors: Jeanette Marie Yoder, Derek Alan Vroom, Mary Taylor
  • Publication number: 20110060629
    Abstract: Systems and methods for administering merchant funded third-party administered rewards programs are provided. The system receives information about a transaction made using a payment device and determines whether the payment device is enrolled in the rewards program. If the payment device is enrolled in the rewards program, the system determines if the transaction qualifies for a reward. If the transaction qualifies for the reward, the system determines a rewards value for the transaction. Thereafter, the system determines a prepaid payment token associated with the payment device and instructs an issuer of the prepaid payment token to load the rewards value onto the prepaid payment token.
    Type: Application
    Filed: September 9, 2010
    Publication date: March 10, 2011
    Inventors: Jeanette Marie Yoder, Derek Alan Vroom, Mary Taylor
  • Publication number: 20110010234
    Abstract: Systems and methods for redeeming coupons are provided. The method includes receiving a coupon at a mobile payment device, determining whether a mobile payment application is active. If the mobile payment application is not active, the mobile payment device may automatically initiate the mobile payment application and conduct the transaction using the received coupon. The method further includes enrolling the mobile payment device in a coupon redemption program prior to using the coupon. The method also includes tracking a consumer's transaction information and sending one or more coupons based on the transaction information. The mobile payment device used for conducting the transaction includes a contactless element that can use the near field communications technology to conduct payment transactions.
    Type: Application
    Filed: June 16, 2010
    Publication date: January 13, 2011
    Inventors: Mike Lindelsee, Erick Wong, David Wentker, Olivier Brand, Joseph J. Mirizzi, Derek Alan Vroom