Patents by Inventor DHRUV AKHAURI

DHRUV AKHAURI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for cardless use of an automated teller machine (ATM)
    Patent number: 11113679
    Abstract: A computer-implemented method for cardless use of an automated teller machine (ATM) is provided. The method includes receiving as an input, a user-identified ATM that the user wishes to use. The method also includes generating and transmitting a one-time password (OTP) for the user to enter at the identified ATM. The method further includes receiving and verifying the OTP entered into the ATM, and on successful verification, authorizing access to services available through the ATM, without use of a card.
    Type: Grant
    Filed: September 26, 2019
    Date of Patent: September 7, 2021
    Assignee: Mastercard International Incorporated
    Inventors: Adarsh Recriwal, Amit Gupta, Dhruv Akhauri
  • Systems and methods for determining economic impact of an event within a geographic area
    Patent number: 10929859
    Abstract: A method for determining an economic impact of a candidate event includes receiving an event type identifier representing an event type of a candidate event to occur, and building a reference data store including historical transaction data records of payment transactions occurring in reference geographic areas associated with a reference event having the event type identifier. The method also includes generating a reference model from the historical transaction data records the models a reference number of active accounts and active merchants within a reference geographic area during a period of time associated with the reference event occurring in the geographic area. The method further includes determining a predicted number of active accounts and active merchants within the target geographic area using the reference model, and determining a predicted consumer spend using a predicted spend model. The method also includes generating an economic impact report including the consumer spend.
    Type: Grant
    Filed: December 2, 2016
    Date of Patent: February 23, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Michael L. Zhao, Nigel Noyes, Kimberly Ann Purcell, Todd Christian Lowenberg, Nikhil Anand Malgatti, Harry Chen, Shweta Jain Chaudhury, Dhruv Akhauri
  • METHOD AND SYSTEM FOR CARDLESS USE OF AN AUTOMATED TELLER MACHINE (ATM)
    Publication number: 20200019944
    Abstract: A computer-implemented method for cardless use of an automated teller machine (ATM) is provided. The method includes receiving as an input, a user-identified ATM that the user wishes to use. The method also includes generating and transmitting a one-time password (OTP) for the user to enter at the identified ATM. The method further includes receiving and verifying the OTP entered into the ATM, and on successful verification, authorizing access to services available through the ATM, without use of a card.
    Type: Application
    Filed: September 26, 2019
    Publication date: January 16, 2020
    Inventors: Adarsh Recriwal, Amit Gupta, Dhruv Akhauri
  • Method and system for cardless use of an automated teller machine (ATM)
    Patent number: 10475009
    Abstract: A computer-implemented method for cardless use of an automated teller machine (ATM) is provided. The method includes receiving as an input, a user-identified ATM that the user wishes to use. The method also includes generating and transmitting a one-time password (OTP) for the user to enter at the identified ATM. The method further includes receiving and verifying the OTP entered into the ATM, and on successful verification, authorizing access to services available through the ATM, without use of a card.
    Type: Grant
    Filed: October 25, 2016
    Date of Patent: November 12, 2019
    Assignee: Mastercard International Incorporated
    Inventors: Adarsh Recriwal, Amit Gupta, Dhruv Akhauri
  • SYSTEMS AND METHODS FOR DETERMINING ECONOMIC IMPACT OF AN EVENT WITHIN A GEOGRAPHIC AREA
    Publication number: 20170161755
    Abstract: A method for determining an economic impact of a candidate event includes receiving an event type identifier representing an event type of a candidate event to occur, and building a reference data store including historical transaction data records of payment transactions occurring in reference geographic areas associated with a reference event having the event type identifier. The method also includes generating a reference model from the historical transaction data records the models a reference number of active accounts and active merchants within a reference geographic area during a period of time associated with the reference event occurring in the geographic area. The method further includes determining a predicted number of active accounts and active merchants within the target geographic area using the reference model, and determining a predicted consumer spend using a predicted spend model. The method also includes generating an economic impact report including the consumer spend.
    Type: Application
    Filed: December 2, 2016
    Publication date: June 8, 2017
    Inventors: Michael L. Zhao, Nigel Noyes, Kimberly Ann Purcell, Todd Christian Lowenberg, Nikhil Anand Malgatti, Harry Chen, Shweta Jain Chaudhury, Dhruv Akhauri
  • METHOD AND SYSTEM FOR CARDLESS USE OF AN AUTOMATED TELLER MACHINE (ATM)
    Publication number: 20170124544
    Abstract: A computer-implemented method for cardless use of an automated teller machine (ATM) is provided. The method includes receiving as an input, a user-identified ATM that the user wishes to use. The method also includes generating and transmitting a one-time password (OTP) for the user to enter at the identified ATM. The method further includes receiving and verifying the OTP entered into the ATM, and on successful verification, authorizing access to services available through the ATM, without use of a card.
    Type: Application
    Filed: October 25, 2016
    Publication date: May 4, 2017
    Inventors: ADARSH RECRIWAL, AMIT GUPTA, DHRUV AKHAURI