Patents by Inventor Don Rufus Hankey

Don Rufus Hankey has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR OPTIMIZATION OF A FINANCIAL TRANSACTION
    Publication number: 20190035016
    Abstract: A method of determining a structure for financing a consumer product through a computer implemented process according to one embodiment comprising the steps of: receiving one or more fixed inputs including a monthly payment value and a down payment value; calculating a plurality of potential financial structures for the consumer product based upon the monthly payment value and the down payment value; and determining from the plurality of potential financial structures, a financial structure that provides a greatest profit for a seller of the consumer product.
    Type: Application
    Filed: September 27, 2018
    Publication date: January 31, 2019
    Inventors: Don Rufus Hankey, Amarpal Singh
  • SYSTEMS AND METHODS FOR OPTIMIZATION OF A FINANCIAL TRANSACTION
    Publication number: 20180137563
    Abstract: A method of determining a structure for financing a consumer product through a computer implemented process according to one embodiment comprising the steps of: receiving one or more fixed inputs including a monthly payment value and a down payment value; calculating a plurality of potential financial structures for the consumer product based upon the monthly payment value and the down payment value; and determining from the plurality of potential financial structures, a financial structure that provides a greatest profit for a seller of the consumer product.
    Type: Application
    Filed: September 4, 2013
    Publication date: May 17, 2018
    Applicant: Nowcom Corporation
    Inventors: Don Rufus Hankey, Amanpal Singh
  • SYSTEMS AND METHODS FOR OPTIMIZATION OF A FINANCIAL TRANSACTION
    Publication number: 20150066737
    Abstract: A method of determining a structure for financing a consumer product through a computer implemented process according to one embodiment comprising the steps of: receiving one or more fixed inputs including a monthly payment value and a down payment value; calculating a plurality of potential financial structures for the consumer product based upon the monthly payment value and the down payment value; and determining from the plurality of potential financial structures, a financial structure that provides a greatest profit for a seller of the consumer product.
    Type: Application
    Filed: September 4, 2013
    Publication date: March 5, 2015
    Applicant: Nowcom Corporation
    Inventors: Don Rufus Hankey, Amanpal Singh
  • Systems and methods for optimization of a financial transaction
    Patent number: 8560438
    Abstract: A method of determining a structure for financing a consumer product through a computer implemented process according to one embodiment comprising the steps of: receiving one or more fixed inputs including a monthly payment value and a down payment value; calculating a plurality of potential financial structures for the consumer product based upon the monthly payment value and the down payment value; and determining from the plurality of potential financial structures, a financial structure that provides a greatest profit for a seller of the consumer product.
    Type: Grant
    Filed: October 21, 2011
    Date of Patent: October 15, 2013
    Assignee: Nowcom Corporation
    Inventors: Don Rufus Hankey, Amarpal Singh
  • SYSTEMS AND METHODS FOR OPTIMIZATION OF A FINANCIAL TRANSACTION
    Publication number: 20120036057
    Abstract: A method of determining a structure for financing a consumer product through a computer implemented process according to one embodiment comprising the steps of: receiving one or more fixed inputs including a monthly payment value and a down payment value; calculating a plurality of potential financial structures for the consumer product based upon the monthly payment value and the down payment value; and determining from the plurality of potential financial structures, a financial structure that provides a greatest profit for a seller of the consumer product.
    Type: Application
    Filed: October 21, 2011
    Publication date: February 9, 2012
    Applicant: NOWCOM CORPORATION
    Inventors: Don Rufus HANKEY, Amarpal SINGH
  • Systems and methods for optimization of a financial transaction
    Patent number: 8069112
    Abstract: A method of determining a structure for financing a consumer product through a computer implemented process according to one embodiment comprising the steps of: receiving one or more fixed inputs including a monthly payment value and a down payment value; calculating a plurality of potential financial structures for the consumer product based upon the monthly payment value and the down payment value; and determining from the plurality of potential financial structures, a financial structure that provides a greatest profit for a seller of the consumer product.
    Type: Grant
    Filed: January 26, 2007
    Date of Patent: November 29, 2011
    Assignee: Nowcom Corporation
    Inventors: Don Rufus Hankey, Amarpal Singh
  • SYSTEMS AND METHODS FOR OPTIMIZATION OF A FINANCIAL TRANSACTION
    Publication number: 20080183616
    Abstract: A method of determining a structure for financing a consumer product through a computer implemented process according to one embodiment comprising the steps of: receiving one or more fixed inputs including a monthly payment value and a down payment value; calculating a plurality of potential financial structures for the consumer product based upon the monthly payment value and the down payment value; and determining from the plurality of potential financial structures, a financial structure that provides a greatest profit for a seller of the consumer product.
    Type: Application
    Filed: January 26, 2007
    Publication date: July 31, 2008
    Applicant: Nowcom Corporation
    Inventors: Don Rufus Hankey, Amarpal Singh