Abstract: A technique for identifying a consumer's electronic billers in which the consumer does not identify billers is provided. The consumer transmits, from a consumer station, a request for a service provider to identify his or her electronic billers. This request includes information identifying the consumer, but excludes any information identifying any biller. In response to the transmitted request, the consumer receives, at the consumer station, a listing of one or more electronic billers of the consumer. That is, these are electronic billers with which the consumer has a relationship. Also, the consumer has not previously requested to the service provider to electronically present bills of any of the electronic billers included in the listing.

Abstract: A technique for activating electronic presentment of bills for a consumer by an electronic bill presentment service provider is provided. The service provider activates electronic presentment of bills of a first biller for a consumer. As a part of this activation, the service provider stores information identifying the consumer that is required for activation of electronic billing from the first biller. In a subsequent activation of electronic presentment of bills of a second biller for the consumer, the service provider determines that the stored consumer identifying information is necessary to activate electronic bill presentment of bills of the second biller. The service provider, instead of requesting the consumer to supply this information, retrieves the stored consumer identifying information an uses it in the activation relating to electronic presentment of bills of the second biller.