Abstract: The present invention relates to the method and device through which, for the purpose of a purchasing companies making payments for goods, services or construction services of a transaction partner: (1) an account receivable transfer contract between a financial institution and the purchasing company is certified and authenticated by a certified electronic authentication institution based upon the details of the account receivable that the purchasing company transmits via the telecommunication network, which account receivable is to be used as collateral and (2) the amount equivalent to the amount of the account receivable is provided to the transaction partner by the virtue of the loan provided until the due date of the account receivable (which is the conventional bill maturity date) based upon the said certified and authenticated account receivable transfer contract.

Abstract: The present invention relates to a system for managing the inter-company settlement and the method therefor. The present invention, by implementing, on the bank on-line network, the overall settlement procedure that selling companies and purchasing companies take for transactions, enables such selling or purchasing companies to manage the inter-company settlement conveniently without adopting credit or note transactions for the collection of sales amount or for the payment of purchase price, etc. According to the present invention, the overall settlement procedure between selling and purchasing companies is conducted entirely on-line. Thus, an embodiment of the present invention will easily minimize the inconvenience accompanying the off-line settlement method such as the complex procedure to pay purchase price and risk of theft or loss, etc., for the benefit of the selling and purchasing companies that utilize the present invention.

Abstract: The present invention relates to a system for managing inter-company settlement and the method therefor. Whenever an event for managing specifics of the purchase price payment or for requesting prepayment of the purchase price, etc., arises in the purchaser's telecommunication client or the seller's telecommunication client, the present invention coordinates the price management server, the authentication module, the module for managing specifics of the purchase price payment, the module for managing recovery of pre-paid money and the account management module to systematically execute the step of managing specifics of the purchase price payment and the step of managing prepayment of the purchase price, etc. Thus, the present invention enables various purchaser and seller companies to form reliable settlement relationships among them, using the on-line network. According to the present invention, the purchase price that a purchaser company must pay is pre-paid through the bank on-line network.