Patents by Inventor Douglas D. Schumann
Douglas D. Schumann has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10339605Abstract: A computer system for interaction with user devices presenting a keyboardless data entry interface and third party data systems is configured to provide data for display on a user device of a selectable input graphical user interface, the graphical user interface including a series of user selectable inputs not requiring user keyboard-type information entry. The system is configured to obtain data from a user device and from third party computer systems. The system is further configured to determine an insurance quotation based on inputs via the graphical user interface not requiring user keyboard-type information entry and the data from one or more of the user device and third party computer systems.Type: GrantFiled: April 30, 2018Date of Patent: July 2, 2019Assignee: HARTFORD FIRE INSURANCE COMPANYInventor: Douglas D. Schumann, Jr.
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Patent number: 10217169Abstract: Pursuant to some embodiments, computer systems for generating safety scores relating to vehicle travel routes are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.Type: GrantFiled: August 12, 2014Date of Patent: February 26, 2019Assignee: Hartford Fire Insurance CompanyInventors: Douglas D. Schumann, Jr., Alex M. Carges, Mark S. Coleman, Roza E. Kogan, Ben Jade Lim, David F. Peak
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Publication number: 20180247377Abstract: A computer system for interaction with user devices presenting a keyboardless data entry interface and third party data systems is configured to provide data for display on a user device of a selectable input graphical user interface, the graphical user interface including a series of user selectable inputs not requiring user keyboard-type information entry. The system is configured to obtain data from a user device and from third party computer systems. The system is further configured to determine an insurance quotation based on inputs via the graphical user interface not requiring user keyboard-type information entry and the data from one or more of the user device and third party computer systems.Type: ApplicationFiled: April 30, 2018Publication date: August 30, 2018Inventor: Douglas D. Schumann, JR.
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Patent number: 9984422Abstract: A computer system for interaction with user devices presenting a keyboardless data entry interface and third party data systems is configured to provide data for display on a user device of a selectable input graphical user interface, the graphical user interface including a series of user selectable inputs not requiring user keyboard-type information entry. The system is configured to obtain data from a user device and from third party computer systems. The system is further configured to determine an insurance quotation based on inputs via the graphical user interface not requiring user keyboard-type information entry and the data from one or more of the user device and third party computer systems.Type: GrantFiled: June 19, 2017Date of Patent: May 29, 2018Assignee: HARTFORD FIRE INSURANCE COMPANYInventor: Douglas D. Schumann, Jr.
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Patent number: 9786009Abstract: Systems and methods are disclosed herein for pricing an insurance premium based on telematics data. The system includes a communications interface and a business logic processor in communications with the communications interface. The communications interface receives telematics data collected by a telematics acquisition device configured at a dealership for collecting telematics data of a vehicle sold by the dealership. The communications interface also receives vehicle data indicating the make and model of the vehicle sold and vehicle owner data related to the purchaser of the vehicle sold. The business logic processor determines an insurance quote for the purchaser based on the received telematics data, vehicle data, and vehicle owner data. The communications interface transmits the insurance quote for the purchaser of the vehicle.Type: GrantFiled: November 29, 2011Date of Patent: October 10, 2017Assignee: HARTFORD FIRE INSURANCE COMPANYInventors: Douglas D. Schumann, Jr., Alex M. Carges, Michael Patrick Slattery, Ben J. Lim
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Publication number: 20170287077Abstract: A computer system for interaction with user devices presenting a keyboardless data entry interface and third party data systems is configured to provide data for display on a user device of a selectable input graphical user interface, the graphical user interface including a series of user selectable inputs not requiring user keyboard-type information entry. The system is configured to obtain data from a user device and from third party computer systems. The system is further configured to determine an insurance quotation based on inputs via the graphical user interface not requiring user keyboard-type information entry and the data from one or more of the user device and third party computer systems.Type: ApplicationFiled: June 19, 2017Publication date: October 5, 2017Inventor: Douglas D. Schumann
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Patent number: 9684933Abstract: A computer system for interaction with user devices presenting a keyboardless data entry interface and third party data systems is configured to provide data for display on a user device of a selectable input graphical user interface, the graphical user interface including a series of user selectable inputs not requiring user keyboard-type information entry. The system is configured to obtain data from a user device and from third party computer systems. The system is further configured to determine an insurance quotation based on inputs via the graphical user interface not requiring user keyboard-type information entry and the data from one or more of the user device and third party computer systems.Type: GrantFiled: August 4, 2014Date of Patent: June 20, 2017Assignee: HARTFORD FIRE INSURANCE COMPANYInventor: Douglas D. Schumann, Jr.
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Publication number: 20140350970Abstract: Pursuant to some embodiments, computer systems for generating safety scores relating to vehicle travel routes are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.Type: ApplicationFiled: August 12, 2014Publication date: November 27, 2014Inventors: Douglas D. Schumann, JR., Alex M. Carges, Mark S. Coleman, Roza E. Kogan, Ben Jade Lim, David F. Peak
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Publication number: 20140343971Abstract: A computer system for interaction with user devices presenting a keyboardless data entry interface and third party data systems is configured to provide data for display on a user device of a selectable input graphical user interface, the graphical user interface including a series of user selectable inputs not requiring user keyboard-type information entry. The system is configured to obtain data from a user device and from third party computer systems. The system is further configured to determine an insurance quotation based on inputs via the graphical user interface not requiring user keyboard-type information entry and the data from one or more of the user device and third party computer systems.Type: ApplicationFiled: August 4, 2014Publication date: November 20, 2014Inventor: Douglas D. Schumann, JR.
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Patent number: 8805707Abstract: Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.Type: GrantFiled: September 15, 2011Date of Patent: August 12, 2014Assignee: Hartford Fire Insurance CompanyInventors: Douglas D. Schumann, Jr., Alex M. Carges, Mark S. Coleman, Roza E. Kogan, Ben Jade Lim, David F. Peak
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Patent number: 8799125Abstract: An insurance quotation management system for administering and managing insurance quotations through a graphical user interface. The system is configured to interface with third party data to provide insurance quotations based on input from a predictive model and data which may include social network information. The user interface permits the user to provide all inputs required to complete an application for insurance without the use of keyboard based input to provide a simplified user experience through a smart phone or other touch screen device.Type: GrantFiled: May 24, 2012Date of Patent: August 5, 2014Assignee: Hartford Fire Insurance CompanyInventor: Douglas D. Schumann, Jr.
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Publication number: 20140025402Abstract: An insurance policy management system for administering and managing insurance policies having deductible coverage through a primary and a secondary insurer. The secondary insurer is provided a portion of a premium payment via the primary insurer to provide deductible coverage to a policyholder. The policyholder will not have to pay a lump sum deductible in the event of a loss when selecting the no deductible option and may have the option of bidding out the deductible coverage in a multi-insurer platform.Type: ApplicationFiled: July 17, 2012Publication date: January 23, 2014Applicant: HARTFORD FIRE INSURANCE COMPANYInventor: Douglas D. Schumann, JR.
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Patent number: 8620693Abstract: An insurance policy management system for administering and managing insurance policies having deductible coverage through a primary and a secondary insurer. The secondary insurer is provided a portion of a premium payment via the primary insurer to provide deductible coverage to a policyholder. The policyholder will not have to pay a lump sum deductible in the event of a loss when selecting the no deductible option and may have the option of bidding out the deductible coverage in a multi-insurer platform.Type: GrantFiled: July 17, 2012Date of Patent: December 31, 2013Assignee: Hartford Fire Insurance CompanyInventor: Douglas D. Schumann, Jr.
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Publication number: 20130317860Abstract: An insurance quotation management system for administering and managing insurance quotations through a graphical user interface. The system is configured to interface with third party data to provide insurance quotations based on input from a predictive model and data which may include social network information. The user interface permits the user to provide all inputs required to complete an application for insurance without the use of keyboard based input to provide a simplified user experience through a smart phone or other touch screen device.Type: ApplicationFiled: May 24, 2012Publication date: November 28, 2013Applicant: HARTFORD FIRE INSURANCE COMPANYInventor: Douglas D. Schumann, Jr.
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Publication number: 20130138460Abstract: Systems and methods are disclosed herein for pricing an insurance premium based on telematics data. The system includes a communications interface and a business logic processor in communications with the communications interface. The communications interface receives telematics data collected by a telematics acquisition device configured at a dealership for collecting telematics data of a vehicle sold by the dealership. The communications interface also receives vehicle data indicating the make and model of the vehicle sold and vehicle owner data related to the purchaser of the vehicle sold. The business logic processor determines an insurance quote for the purchaser based on the received telematics data, vehicle data, and vehicle owner data. The communications interface transmits the insurance quote for the purchaser of the vehicle.Type: ApplicationFiled: November 29, 2011Publication date: May 30, 2013Applicant: HARTFORD FIRE INSURANCE COMPANYInventors: Douglas D. Schumann, JR., Alex M. Carges, Michael Patrick Slattery, Ben J. Lim
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Publication number: 20120123806Abstract: Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.Type: ApplicationFiled: September 15, 2011Publication date: May 17, 2012Inventors: Douglas D. Schumann, JR., Alex M. Carges, Mark S. Coleman, Roza E. Kogan, Ben Jade Lim, David F. Peak
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Publication number: 20110213628Abstract: Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. At least one element of an insurance policy associated with the user may be modified in accordance with the safety score. A response, including the safety score, may then be transmitted to the user over the communications network.Type: ApplicationFiled: May 11, 2011Publication date: September 1, 2011Inventors: David F. Peak, Alex M. Carges, Roza E. Kogan, Ben Jade Lim, Douglas D. Schumann,, JR.
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Patent number: 5660080Abstract: An electrical transmission control mechanism for shifting a transmission of a machine is provided. The control mechanism includes a control assembly that has rotational motion. A plurality of contactless sensors detect the amount of rotational movement of the control assembly and responsively produce signals that are indicative of a desired speed and/or direction of the transmission. A coupling arrangement couples the rotational motion of the control assembly to the contactless sensors to isolate the contactless sensors from mechanical loading that is imposed on the control assembly.Type: GrantFiled: July 19, 1995Date of Patent: August 26, 1997Assignee: Caterpillar Inc.Inventors: Stephen W. Rector, Douglas D. Schumann, Robert R. Siegler
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Patent number: 5052680Abstract: A mechanical robot having hydraulically operated arms, mandible claws, neck, head and jaw, resembles a giant prehistoric reptile. It is driven from an on-board cockpit and is capable of picking up an automobile and crushing it, then biting into it with large teeth located within a powerful jaw. Various audible and visual effects are produced during operation thereby generating a frightful spectacle for exhibition, promotion and entertainment. The robot is capable of folding into a rigid structure and being attached to a trailer tractor for road hauling on its own wheels.Type: GrantFiled: February 7, 1990Date of Patent: October 1, 1991Assignee: Monster Robot, Inc.Inventors: Douglas J. Malewicki, Philip C. Emmons, Robert M. Kubinski, Douglas D. Schumann
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Patent number: 4646087Abstract: An inductively coupled position sensing system wherein voltages induced in plural stationary sensor coils are combined and synchronously detected. Variation in the induced voltages results from movement of a drive coil mechanically coupled to a member the position or orientation of which is of interest.Type: GrantFiled: November 3, 1983Date of Patent: February 24, 1987Inventor: Douglas D. Schumann