Patents by Inventor Douglas Lebda

Douglas Lebda has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20150134505
    Abstract: The invention relates to a method and a computer for coordinating an electronic credit application between an Internet user and a plurality of lending institutions via the Internet. This method involves displaying documents in a web site, and receiving credit data forming placed on the web site. After receiving this data a special loan processing computer applies a filter to the data. The filter comprises loan selection criteria provided by lending institutions which allows these institutions to filter out loan applications that they do not want. Next, after the data is filtered, it is transmitted to a plurality of lending institutions. Finally, the computer and the method then controls and coordinates communication between these lending institutions and the Internet user to match borrowers and lenders via the Internet.
    Type: Application
    Filed: November 10, 2014
    Publication date: May 14, 2015
    Inventors: Douglas Lebda, Richard Stiegler, James F. Bennett, JR.
  • Publication number: 20120054092
    Abstract: The invention relates to a method and a computer for coordinating an electronic qualification form between a consumer and a plurality of financial service providers and wholesale investors. After receiving qualification form data, a special processing computer applies a filter to the data. The filter comprises selection criteria provided by financial service providers and wholesale investors which allows these organizations to filter out qualification forms that they do not want. After the data is filtered, the qualification form can be transmitted to those organizations who match the data in the qualification form based on the filtration. According to one exemplary aspect, a financial coordinator who runs a computer matching engine can be a single point of contact for a consumer with respect to several wholesale investors of the financial coordinator who may offer the consumer financial products or services.
    Type: Application
    Filed: November 9, 2011
    Publication date: March 1, 2012
    Inventors: Tom Reddin, David Anderson, Douglas Lebda, Ken Eckert, Kamelia Dianati, Joel Clark, Jason Dahlin
  • Publication number: 20120054091
    Abstract: According to a first aspect of the invention, a method for coordinating an electronic credit qualification form between an Internet user and a plurality of lending institutions via the Internet is provided. This method of the first aspect of the invention involves a special loan processing computer that automatically applies a first filter to the data. According to a second aspect of the invention, a second filter can be applied to qualification form data that remains after the first filter. This second filter can by customized by a financial service provider who can also control the process of applying the second filter in a semi-manual manner.
    Type: Application
    Filed: November 9, 2011
    Publication date: March 1, 2012
    Inventors: Marianne Painter, Kevin Wojcikewych, Brad Gebert, Douglas Lebda, Richard Stiegler
  • Publication number: 20090259586
    Abstract: The invention relates to a method and a computer for coordinating an electronic qualification form between a consumer and a plurality of financial service providers and wholesale investors. After receiving qualification form data, a special processing computer applies a filter to the data. The filter comprises selection criteria provided by financial service providers and wholesale investors which allows these organizations to filter out qualification forms that they do not want. After the data is filtered, the qualification form can be transmitted to those organizations who match the data in the qualification form based on the filtration. According to one exemplary aspect, a financial coordinator who runs a computer matching engine can be a single point of contact for a consumer with respect to several wholesale investors of the financial coordinator who may offer the consumer financial products or services.
    Type: Application
    Filed: February 5, 2009
    Publication date: October 15, 2009
    Inventors: Tom Reddin, David Anderson, Douglas Lebda, Ken Eckert, Kamelia Dianati, Joel Clark, Jason Dahlin
  • Publication number: 20090144191
    Abstract: The invention relates to a method and a computer for coordinating an electronic credit application between an Internet user and a plurality of lending institutions via the Internet. This method involves displaying documents in a web site, and receiving credit data forming placed on the web site. After receiving this data a special loan processing computer applies a filter to the data. The filter comprises loan selection criteria provided by lending institutions which allows these institutions to filter out loan applications that they do not want. Next, after the data is filtered, it is transmitted to a plurality of lending institutions. Finally, the computer and the method then controls and coordinates communication between these lending institutions and the Internet user to match borrowers and lenders via the Internet.
    Type: Application
    Filed: September 24, 2008
    Publication date: June 4, 2009
    Inventors: Douglas Lebda, Richard Stiegler
  • Publication number: 20080071675
    Abstract: The invention relates to a method and a computer for coordinating an electronic credit application between an Internet user and a plurality of lending institutions via the Internet. This method involves displaying documents in a web site, and receiving credit data forming placed on the web site. After receiving this data a special loan processing computer applies a filter to the data. The filter comprises loan selection criteria provided by lending institutions which allows these institutions to filter out loan applications that they do not want. Next, after the data is filtered, it is transmitted to a plurality of lending institutions. Finally, the computer and the method then controls and coordinates communication between these lending institutions and the Internet user to match borrowers and lenders via the Internet.
    Type: Application
    Filed: March 19, 2007
    Publication date: March 20, 2008
    Applicant: LendingTree, LLC
    Inventors: Douglas Lebda, Richard Stiegler
  • Publication number: 20060100944
    Abstract: The invention relates to a method and a computer for coordinating an electronic qualification form between a consumer and a plurality of financial service providers and wholesale investors. After receiving qualification form data, a special processing computer applies a filter to the data. The filter comprises selection criteria provided by financial service providers and wholesale investors which allows these organizations to filter out qualification forms that they do not want. After the data is filtered, the qualification form can be transmitted to those organizations who match the data in the qualification form based on the filtration. According to one exemplary aspect, a financial coordinator who runs a computer matching engine can be a single point of contact for a consumer with respect to several wholesale investors of the financial coordinator who may offer the consumer financial products or services.
    Type: Application
    Filed: January 28, 2005
    Publication date: May 11, 2006
    Applicant: LendingTree, LLC
    Inventors: Tom Reddin, David Anderson, Douglas Lebda, Ken Eckert, Kamelia Dianati, Joel Clark, Jason Dahlin
  • Publication number: 20050273406
    Abstract: The invention relates to a method and a computer for coordinating an electronic credit application between an Internet user and a plurality of lending institutions via the Internet. This method involves displaying documents in a web site, and receiving credit data forming placed on the web site. After receiving this data a special loan processing computer applies a filter to the data. The filter comprises loan selection criteria provided by lending institutions which allows these institutions to filter out loan applications that they do not want. Next, after the data is filtered, it is transmitted to a plurality of lending institutions. Finally, the computer and the method then controls and coordinates communication between these lending institutions and the Internet user to match borrowers and lenders via the Internet.
    Type: Application
    Filed: November 10, 2004
    Publication date: December 8, 2005
    Applicant: Lending Tree, Inc.
    Inventors: Douglas Lebda, Richard Stiegler
  • Publication number: 20040205019
    Abstract: According to a first aspect of the invention, a method for coordinating an electronic credit qualification form between an Internet user and a plurality of lending institutions via the Internet is provided. This method of the first aspect of the invention involves a special loan processing computer that automatically applies a first filter to the data. According to a second aspect of the invention, a second filter can be applied to qualification form data that remains after the first filter. This second filter can by customized by a financial service provider who can also control the process of applying the second filter in a semi-manual manner.
    Type: Application
    Filed: April 21, 2004
    Publication date: October 14, 2004
    Applicant: LendingTree, Inc.
    Inventors: Marianne Painter, Kevin Wojcikewych, Brad Gebert, Douglas Lebda, Richard Stiegler
  • Publication number: 20040030639
    Abstract: The invention relates to a method and a computer for coordinating an electronic credit application between an Internet user and a plurality of lending institutions via the Internet. This method involves displaying documents in a web site, and receiving credit data forming placed on the web site. After receiving this data a special loan processing computer applies a filter to the data. The filter comprises loan selection criteria provided by lending institutions which allows these institutions to filter out loan applications that they do not want. Next, after the data is filtered, it is transmitted to a plurality of lending institutions. Finally, the computer and the method then controls and coordinates communication between these lending institutions and the Internet user to match borrowers and lenders via the Internet.
    Type: Application
    Filed: April 8, 2003
    Publication date: February 12, 2004
    Applicant: LendingTree, Inc.
    Inventors: Douglas Lebda, Richard Stiegler
  • Patent number: 6611816
    Abstract: The invention relates to a method and a computer for coordinating an electronic credit application between an Internet user and a plurality of lending institutions via the Internet. This method involves displaying documents in a web site, and receiving credit data forming placed on the web site. After receiving this data a special loan processing computer applies a filter to the data. The filter comprises loan selection criteria provided by lending institutions which allows these institutions to filter out loan applications that they do not want. Next, after the data is filtered, it is transmitted to a plurality of lending institutions. Finally, the computer and the method then controls and coordinates communication between these lending institutions and the Internet user to match borrowers and lenders via the Internet.
    Type: Grant
    Filed: February 22, 2002
    Date of Patent: August 26, 2003
    Assignee: LendingTree, Inc.
    Inventors: Douglas Lebda, Richard Stiegler
  • Publication number: 20020077970
    Abstract: The invention relates to a method and a computer for coordinating an electronic credit application between an Internet user and a plurality of lending institutions via the Internet. This method involves displaying documents in a web site, and receiving credit data forming placed on the web site. After receiving this data a special loan processing computer applies a filter to the data. The filter comprises loan selection criteria provided by lending institutions which allows these institutions to filter out loan applications that they do not want. Next, after the data is filtered, it is transmitted to a plurality of lending institutions. Finally, the computer and the method then controls and coordinates communication between these lending institutions and the Internet user to match borrowers and lenders via the Internet.
    Type: Application
    Filed: February 22, 2002
    Publication date: June 20, 2002
    Applicant: LendingTree, Inc.
    Inventors: Douglas Lebda, Richard Stiegler
  • Patent number: 6385594
    Abstract: The invention relates to a method and a computer for coordinating an electronic credit qualification form between an Internet user and a plurality of lending institutions via the Internet. This method involves displaying documents in a web site, and receiving credit data forming placed on the web site. After receiving this data a special loan processing computer applies a filter to the data. The filter comprises loan selection criteria provided by lending institutions which allows these institutions to filter out loan applications that they do not want. Next, after the data is filtered, it is transmitted to a plurality of lending institutions. Finally, the computer and the method then controls and coordinates communication between these lending institutions and the Internet user to match borrowers and lenders via the Internet.
    Type: Grant
    Filed: May 8, 1998
    Date of Patent: May 7, 2002
    Assignee: LendingTree, Inc.
    Inventors: Douglas Lebda, Richard Stiegler