Patents by Inventor Douglas M. Kennedy

Douglas M. Kennedy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20030069839
    Abstract: The Confirmation Express method for confirming and reporting financial data involves several parties. An employee completes an application which typically includes the salary earned by the employee. The application is typically signed by the employee and given to a client, such as a credit card issuing company. The client sends a request to the partner requesting a credit history and confirmation of the salary as listed in the application. The partner, which is typically a credit reporting agency, sends a request to the service provider requesting confirmation of the salary. The employer(s) periodically transmits salary information for the employees to the service provider which uses this data to confirm or deny the accuracy of the salary listed in the application. Confirmation or denial is made within preestablished parameters. Confirmation or denial is sent from the service provider to the partner.
    Type: Application
    Filed: November 6, 2002
    Publication date: April 10, 2003
    Inventors: Barry R. Whittington, Gary J. Gremminger, Douglas M. Kennedy