Abstract: A method of and system for authorizing purchases made over a computer network is provided. In accordance with the present invention, a consumer electronically transmits an ATM card number over the network to an on-line merchant from which the consumer desires to make a purchase. The on-line merchant then electronically forwards the ATM card number to a third party contractor, such as a bank, that will oversee and authorize the transaction. The third party contractor subsequently determines an authentication token type associated with the card and electronically prompts the consumer for the appropriate type of authentication token, such as a PIN or biometric signature or the like. The consumer then inputs and electronically transmits the authentication token over the network to the third party contractor, bypassing the on-line merchant.

Abstract: A method of and system for making purchases over a computer network using an ATM card or the like is provided. In accordance with the invention, a consumer transmits his ATM card number over the network to an on-line merchant. The on-line merchant then forwards the ATM card number to a third party contractor, such as a bank, that will oversee and authorize the transaction. Simultaneously or thereafter, the consumer transmits his PIN over the network to the third party contractor, who verifies that the ATM card number and PIN are valid.

Abstract: Personal care composition having improved compatibility and providing improved sun protection are obtained by including a liquid silicone resin having greater than 50 mole percent Me3SiO1/2 and PrSiC3/2 units, where Me is methyl and Pr is propyl in the composition. If desired to enable additional compatibility of ingredients comprising the personal care composition, the liquid silicone resin can also contain PhSiO3/2 or Ph2SiO2/2 units, where Ph is phenyl, or a mixture thereof.

Abstract: Personal care composition having improved compatibility and providing improved sun protection are obtained by including a liquid silicone resin having greater than 50 mole percent Me3SiO1/2 and PrSiC3/2 units, where Me is methyl and Pr is propyl in the composition. If desired to enable additional compatibility of ingredients comprising the personal care composition, the liquid silicone resin can also contain PhSiO3/2 or Ph2SiO2/2 units, where Ph is phenyl, or a mixture thereof.

Abstract: An apparatus for controlling relative movement between two interconnected bodies includes a first end cap, a second end cap having an opening, a sleeve interconnecting the end caps to define a chamber between the sleeve and the end caps, a piston assembly including a piston rod extending through the opening of the second end cap, a piston connected to the piston rod, received in the chamber to define at least two fluid chambers on opposed sides of the piston, and a plurality of rollers carried by the piston for rolling engagement with the sleeve. A fluid flow path provides communication between the fluid chambers and provides a restricted fluid flow rate therethrough to control the rate of fluid transfer between the fluid chambers and permit fluid pressure to increase in a chamber into which the piston is being moved to provide a force on the piston opposing its movement.

Abstract: A method of and system for authorizing purchases made over a computer network is provided. In accordance with the present invention, a consumer electronically transmits an ATM card number over the network to an on-line merchant from which the consumer desires to make a purchase. The on-line merchant then electronically forwards the ATM card number to a third party contractor, such as a bank, that will oversee and authorize the transaction. The third party contractor subsequently determines an authentication token type associated with the card and electronically prompts the consumer for the appropriate type of authentication token, such as a PIN or biometric signature or the like. The consumer then inputs and electronically transmits the authentication token over the network to the third party contractor, bypassing the on-line merchant.

Abstract: A method of and system for making purchases over a computer network using an ATM card or the like is provided. In accordance with the invention, a consumer transmits his ATM card number over the network to an on-line merchant. The on-line merchant then forwards the ATM card number to a third party contractor, such as a bank, that will oversee and authorize the transaction. Simultaneously or thereafter, the consumer transmits his PIN over the network to the third party contractor, who verifies that the ATM card number and PIN are valid.

Abstract: A system and method permits the transfer of funds between a transferor account and a transferee account through interaction with a transfer execution system. Money may be transferred from one account to another account in a different financial institution, which may occur for example in real time or without substantial delay in completing the process. The accounts that are to be used in the transfer may be identified based on the communications addresses of the users communicating with the system. A transfer code may be provided which in some embodiments may be used to identify one or more of the accounts to be used for the transfer when the transfer code is submitted to the system by one of the participants of the transfer. To implement desired transfers, the system may communicate with a financial network which may provide communications with the financial institutions of the users.

Abstract: An invention is disclosed which comprises siloxane-based polyamides as gelling agents for cosmetic products, methods for making such agents, formulations thereof and cosmetic formulations therewith. These polyamides contain siloxane groups in the main chain and act to thicken compositions containing volatile and/or non-volatile silicone fluids.

Abstract: An invention is disclosed which comprises siloxane-based polyamides as gelling agents for cosmetic products, methods for making such agents, formulations therof and cosmetic formulations therewith. These polyamides contain siloxane groups in the main chain and act to thicken compositions containing volatile and/or non-volatile silicone fluids. Cosmetic compositions may be made by adding at least one active ingredient such as an antiperspirant.