Abstract: A system and method for auto generating an electronic receipt from virtually any type of public facing business having a live point-of-purchase and utilizing an electronic payment systems, namely, a point-of-sale (POS) system having a credit card terminal and/or an electronic cash registers (ECR). The system includes a software add-on which authenticates and identifies consumers at the POP using a pre-registered credit/debit card, deactivates normal receipt printing functionality, captures electronic receipt information and transmits this information to a membership or subscriber based Internet web-site, where consumers may then view and manage the information. The system can be used to automate a product return and/or generate and transmit a gift receipt. The system further includes a membership or provider based Internet website for merchants to view and manage information related to previous customers, from which merchants may distribute coupons and/or advertisements to these consumers.

Abstract: A system and method are provided for generating and storing electronic receipts from any type of public facing business having a live point-of-purchase and utilizing electronic payment systems, namely, a point-of-sale (POS) system having a credit card terminal or electronic cash register (ECR). A user can associate with his or her account one or more identifiers such as a credit or debit card or phone number, and the system and method can be used to facilitate a product return, accept coupons online and redeem them in-store, generate and transmit a gift receipt, and participate in retailer loyalty programs. The system and method further include account interfaces for registered merchants and users to view and manage their account information.