Abstract: A customizable leaf for retaining visual material includes a first assembly and a second assembly. Each of the assemblies includes a front sheet and a back sheet attached together to form a margin and an accessible pocket. The sheets are made from an optically transparent material such as polypropylene. The sleeve is adapted to receive a background that may include graphics. The background is visible in the margins when received within the sleeve. One or more backgrounds may be provided, each with graphics, so that a user may select one of the backgrounds and then insert the selected background into the sleeve. When visual material such as a photograph is then inserted into one of the pockets, the background, particularly the graphics, is visible at the margins. The leaf is particularly suitable for albums, such photo albums, scrap books, card-collecting albums, and so on.